LicensebyState

Missouri to Tennessee: general contractor license reciprocity

No credit· Start overVerified September 17, 2026· 9 sources

Missouri does not issue a statewide general contractor license, so there is nothing to transfer. Here is Tennessee's standard path for out-of-state applicants.

Your origin state does not issue a statewide license at this level, so there is no license to transfer. The destination's standard out-of-state path is shown; expect to meet it in full.

Reference only, not legal advice. Rules change; confirm with the licensing board before you apply. Full disclaimer.

BC-B or BC license, including the NASCLA Accredited Examination route

Your out-of-state credentials give no advantage. You meet the destination's requirements from scratch.

Tennessee accepts the NASCLA Accredited Examination for Commercial General Building Contractors in place of its own commercial trade examination. The Board's exam information page names the NASCLA national commercial examination as accepted, and the Board's trade exam waiver document matches it to the BC-B Commercial classification, alongside the NASCLA electrical examination which matches to CE. A contractor who already holds the NASCLA credential therefore does not sit the Tennessee BC-B trade examination, but must still pass the Tennessee Business and Law examination and complete the whole application: Qualifying Agent, CPA-reviewed or CPA-audited financial statement, general liability and workers' compensation insurance, Letter of Reference, notarized Contractor's Affidavit and Secretary of State registration. An applicant with neither the NASCLA credential nor a license from a waiver state sits the Tennessee trade examination for the classification requested as well as Business and Law. Out-of-state experience counts either way, because the Board weighs documented experience on projects of the size requested when it sets the classification and the monetary limit.

The trade examination is waived only for an applicant holding the NASCLA Accredited Examination for Commercial General Building Contractors or a license from one of the waiver states listed separately on this page. Everyone else sits the Tennessee examination for the classification requested: BC-B Commercial, BC Building Construction for combined residential, commercial and industrial work, BC-b(sm) for small commercial up to $1,500,000, or BC-C Industrial. The Business and Law examination is never waived on this route. Applications are decided at Board meetings, held at least six times a year, and an interview may be required. The Board does not publish a processing time; the Board office is (615) 741-8307 or (800) 544-7693.

At a glance

Trade exam
Waived
Law / code exam
Required
Out-of-state hours
Count toward eligibility

What you must already have

  • You must have passed a licensing exam in Missouri that the destination considers comparable.The Board's exam information page states that Tennessee accepts NASCLA accredited examinations for Commercial General Building Contractors and for Electrical contractors, and the Board's trade exam waiver document lists a NASCLA row mapping the national commercial and electrical examinations to the Tennessee BC-B and CE classifications. The Board does not map the NASCLA examination to the residential BC-A classification. The NASCLA credential is origin-independent: it is an examination a candidate sits, not a license held in another state, and it does not waive the Tennessee Business and Law examination or any application, financial, insurance or registration requirement.
  • Documented construction experience appropriate to the classification and monetary limit requested. Tennessee sets no fixed minimum number of years, but the Board states it prefers about three years and weighs experience, plant and equipment when it assigns a classification.Experience may be shown through previous employment, volunteer work, internships, education or training, evidenced by letters of recommendation, certificates, diplomas or employment verification, and may have been earned working for other contractors or in another state.
  • The Qualifying Agent who holds the out-of-state credential is an owner, officer or full-time employee of the Tennessee applicant entity; a Qualifying Agent who is not an owner files a Power of Attorney with the application.

What you'll do to get licensed in Tennessee

  1. 1Law / code exam. Pass a law, rules, or code exam. Tennessee Business and Law examination, taken by the Qualifying Agent after the Board approves the application. It is open book, 50 questions, 140 minutes, 73% to pass, and is drawn from the Contractors' Guide to Business, Law and Project Management, Tennessee Edition. It is not waived by any trade exam waiver agreement or by the NASCLA examination; the only contractor license that does not require it is the restricted residential BC-A/r. Examination scores are typically treated by the Board as valid for two years..
  2. 2Trade exam. Pass the destination's trade exam (if applicable). Tennessee BC-B Commercial trade examination, administered after the Board approves the application. It is open book, 100 questions, 300 minutes, 73% to pass. It is required only of applicants who do not hold the NASCLA Accredited Examination for Commercial General Building Contractors and do not come in on a trade exam waiver. The equivalent examinations for the other general classifications are BC Building Construction (100 questions, 300 minutes), BC-b(sm) Small Commercial (70 questions, 200 minutes) and BC-C Industrial (72 questions, 210 minutes)..
  3. 3Application fee. Pay the application fee ($250). Non-refundable application and initial license fee of $250, paid with the Initial New Contractor Application at core.tn.gov (Tenn. Comp. R. & Regs. 0680-01-.20(1)). The license renews every two years at $200, with a $20 per month late penalty for up to twelve months..
  4. 4Exam fee. Pay the exam fee. Examination fee, paid to the testing company rather than to the Board. The Board's rule sets the fee as whatever the administering company charges subject to Board approval, so no amount is published by the Board; Prov began administering Tennessee contractor examinations on July 1, 2026 and publishes the current fee when an examination is booked. One fee is charged for each examination taken..
  5. 5Financial responsibility. Show financial responsibility. Financial statement prepared by a licensed public accountant or CPA on the accountant's letterhead, in the name of the applicant entity, conforming to GAAP and dated no more than twelve months before the application. There is no fixed minimum dollar figure: the monetary limit on the license is set at ten times the lesser of working capital and net worth, supported by experience, so a $150,000 limit needs $15,000 of each and an unlimited license needs $300,000 of each. A reviewed opinion is required for a limit of $3,000,000 or less and an audited opinion above that. A line of credit or a Board Guaranty Agreement may be used to supplement working capital or net worth..
  6. 6Surety bond. Post a surety bond (if applicable). Optional alternative to the CPA-reviewed or CPA-audited financial statement: from July 1, 2026 the Board accepts a Contractors' Surety Bond on the Board's own form in an amount of at least 50% of the monetary limit requested. A bond or Guaranty Agreement may also be required in addition to the financial statement where the statement is primarily cash without fixed assets or where a parent company guarantees the applicant..
  7. 7Insurance. Carry the required insurance ($100,000). Certificate of general liability insurance in the same name as the license, listing the Board as certificate holder. The Board's minimum coverage is set by the monetary limit requested: $100,000 of coverage for a limit up to $500,000, $500,000 of coverage for a limit of $501,001 to $1,500,000, and $1,000,000 of coverage above $1,500,001 to unlimited. Workers' compensation insurance is also required unless the business has no employees and qualifies for an exemption or registers as a Construction Services Provider. The amount shown is the lowest coverage tier..
  8. 8Business license. Obtain a business license. The license is issued to a legal entity in its exact name, so the corporation, LLC or limited partnership must be registered with the Tennessee Secretary of State before the license is issued; an entity formed in another state registers as a foreign entity and files its Certificate of Authority or Articles of Organization. A separate business tax license from the Tennessee Department of Revenue is needed for each city or county the contractor operates in..
  9. 9Other. Letter of Reference on the Board's form from a past client, employer or code official who can speak to construction experience; it may be from outside Tennessee but may not come from a relative, and only one is needed. Also required: a Contractor's Affidavit signed and notarized by the Qualifying Agent, owners, partners, members, main officers and major stockholders, a statement of experience and management information, and a list of equipment. An interview at a Board meeting may be required, for example where the Qualifying Agent is not a majority owner and has been employed less than six months, where the experience shown is thin for the limit requested, or where there is complaint, judgment, bankruptcy or felony history..

Published fees on this path total $250, excluding exam-vendor fees, bonds, and insurance.

What you'll need to buy or arrange

Exam preparation

Most boards contract PSI, Prov, or ICC for exams. Check which code edition the exam is written to before buying a prep course.

  • Law / code exam
  • Trade exam · if applicable
  • Exam fee

Surety bond

A license or contractor bond is bought from a surety, not the state. Price is a small percentage of the bond amount and depends on your credit.

  • Surety bond · if applicable

Liability insurance

Some states require proof of general liability or workers' compensation coverage at licensing time.

  • Insurance · $100,000

Business registration

If you plan to contract in your own name, budget for a business license or entity registration on top of the trade license.

  • Business license

How Tennessee licenses general contractors

Tennessee general contractor · “Contractor license, BC-B Commercial or BC Building Construction classification

Statewide license

Verified September 17, 2026· 8 sources

Issued by Tennessee Board for Licensing Contractors (Department of Commerce and Insurance)

Tennessee licenses contractors at state level, and the unlimited tier is the BC family of building classifications issued by the Board for Licensing Contractors under T.C.A. Title 62, Chapter 6. BC-B Commercial covers buildings for use and occupancy by the general public, including residential buildings of more than four units or more than three stories; BC Building Construction is the full classification covering residential, commercial and industrial work and all 34 building categories; BC-b(sm) is small commercial capped at $1,500,000 and BC-C is industrial. A license is required before bidding on, offering on or contracting for a project of $25,000 or more. The license is held by the business, issued in the entity's exact name and qualified by a named Qualifying Agent who is an owner, officer or full-time employee and who sits the examinations, so an inbound contractor applies as or for the entity that will sign contracts. Every license carries a monetary limit set at ten times the lesser of working capital and net worth on a CPA-reviewed or CPA-audited financial statement, plus documented experience on projects of that size; above $3,000,000 the statement must be audited, and unlimited means showing $300,000 in both working capital and net worth. Tennessee accepts the NASCLA Accredited Examination for Commercial General Building Contractors in place of its own commercial trade examination, and has trade exam waiver agreements with a short list of named states.

Moving to TennesseeLeaving Tennessee

Why Missouri has nothing to transfer

Missouri general contractor · “Class A or B general contractor / construction business license (city-issued)

Licensed by cities and counties

Verified September 17, 2026· 18 sources

Issued by No state authority; cities and counties license or register commercial building contractors

Missouri has no statewide general, commercial or unlimited building contractor license, so there is nothing at state level for an out-of-state general contractor's license to transfer into and no NASCLA route to take, because Missouri is not a NASCLA participating state. Title XXII of the Revised Statutes, which contains every occupational licensing chapter, has no contractor or builder chapter, and the Division of Professional Registration regulates only one construction trade, electrical contractors. That voluntary statewide electrical contractor license under RSMo 324.900 to 324.945 is often mistaken for a general contractor credential; it is not. Its statutory definitions reach electrical contracting alone, and RSMo 324.925, which forces every city and county to honor it and bars them from testing a holder's proficiency, applies to electrical work only and expressly leaves local building regulation untouched. Commercial building is therefore governed city by city, and only one of Missouri's larger jurisdictions examines commercial builders: Independence issues Class A and Class B general contractor licenses to individuals on an ICC or Prometric score, a reciprocal license or a construction-related degree. Kansas City runs seventeen contractor license categories and none of them is a commercial building contractor - its own bulletin says a business license for construction "is the only city license required" for commercial building permits - and St. Louis City, St. Louis County, Springfield, Columbia and Jefferson City likewise license the trades and ask a commercial builder for nothing more than a business license.

How local licensing works in Missouri

How it works in Missouri. No Missouri agency licenses general, commercial or unlimited building contractors, and there is no state qualifying party, no state business-and-law exam and no NASCLA acceptance to rely on. Cities and counties control commercial construction through the building permit, and almost all of them regulate the electrical, mechanical, plumbing and fire trades rather than the builder. The one statewide rule worth knowing is RSMo 324.925: a political subdivision must recognize the state's voluntary electrical contractor license in place of its own and may not test that holder's electrical proficiency, on pain of having its local sales tax distributions withheld. The statute is limited to electrical contracting - it creates no equivalent obligation for builders, and it expressly preserves each subdivision's power to implement codes, require business licenses, issue permits and inspect work. So a general contractor arriving in Missouri qualifies separately in each jurisdiction, and the only genuinely portable credential is a passing score on a national contractor examination, which matters in exactly one of the places below.

Independence. The clearest commercial program in the state, and the only one of the seven that examines a commercial builder. The city licenses the individual rather than the business - "contractor licenses belong to the licensed individual, NOT a company" - and the general contractor license "covers framing, footings, and general construction" in three classes: Class A, residential and commercial; Class B, residential and commercial up to three stories; Class C, residential only. Qualification is ICC or Prometric test scores from within the last five years at 75 percent or better, or "a current, active license with a jurisdiction that we reciprocate with," which the city defines as "any jurisdiction that issues licenses in a similar fashion," or a bachelor's degree in engineering, architecture or construction science from an accredited college or university. Only a master license holder may apply for or be named on a building permit; journeymen may not. Licenses expire December 31 annually with no proration, and a business license is required in addition. [email protected], (816) 325-7401.

Kansas City. City Planning & Development enforces Article XII of the Kansas City Building and Rehabilitation Code through seventeen categories of contractor license - demolition, electrical, elevator, fire protection, gas-fired appliance, mechanical, pipe fitting, plumbing, residential building and sign - and there is no commercial or general building category among them. The city says so directly in its residential licensing bulletin: "a Business License for Construction is the only city license required for a contractor performing swimming pool construction, uncovered deck construction, retaining walls, non-structural remodeling, installation of roof mounted solar panels with no or limited structural work, and commercial building permits." A commercial builder therefore buys the business license from the Finance Department, keeps a current Missouri Secretary of State registration, and makes sure each licensed trade on the job holds its own Kansas City contractor license and employs a certificate-of-qualification supervisor. Where the general contractor self-performs a regulated trade, the full route applies: a $60.00 certificate application with notarized reference letters and a recognized exam score, applicant at least 21 with a high school diploma or GED and documented experience, then a $60.00 application and $181.00 issuance fee for the company license, renewed quadrennially at $181.00. [email protected], (816) 513-1500.

St. Louis City. The Building Division runs four boards of examiners - the Committee of Electrical Examiners, the Mechanical Contractors Board of Examiners, the Plumbers and Drainlayers Board of Examiners and the Sprinkler System Contractors Board of Examiners - and none of them covers building contractors. A commercial general contractor takes out a construction or contracting business license from the License Collector: state tax number, application, clearance from the Collector of Revenue, an occupancy permit from the Building Division, and proof of workers' compensation coverage or a signed statement that it is not legally required. "All general contractors are required to furnish a list of the sub-contractors on any job to the License Collector." There is no exam, bond or experience review. Building Division, City Hall Room 425, 1200 Market St., (314) 622-3313.

St. Louis County. "The County does not license general contractors." It "does verify that out-of-state contractors are registered with the state," and it "does register all repair contractors that obtain permits for repairs from a natural disaster such as a flood or severe storm." Its licensing effort goes into the trades: electrical, mechanical (four contractor categories under the county Mechanical Code, chapter 1108 SLCRO) and plumbing, each with a licensing board, and "the County only issues trade permits to licensed contractors." Commercial permits for unincorporated county land come from Transportation and Public Works at 41 South Central Ave., 6th Floor, Clayton, 314-615-5184; inside the county's many municipalities, check the city's own building department too.

Springfield. A permit will not issue until "a City-licensed General Contractor (GC) or Trade Master (TM)" is named on it, so the general contractor credential is compulsory - but it is a business license from the License Division rather than a tested qualification. The city's examining program covers electricians, plumbers, gas fitters and mechanical craftsmen only, who must be "tested and certified to afford competence and knowledge of the codes" and who may present an identical Prometric, Experior, Block or ICC examination passed at 75 percent or better in another jurisdiction. Contractors file proof of workers' compensation or sign a notarized exemption statement. Permit desk 417-864-1585; License Division 417-864-1617.

Columbia. Building and Site Development certifies trades only - Trade Apprentice, Electrical, Mechanical and Plumbing - with tests "administered by a private testing firm according to a regular schedule," and the city maintains boards of electrical, plumbing and mechanical examiners but none for builders. A commercial contractor holds a city business license at $0.25 per $1,000 of gross receipts, minimum $75 and maximum $10,000 a year, plus a $45 application fee, and files a certificate of workers' compensation insurance if it has one or more employees. Business License Division 573-874-7378.

Jefferson City. "All contractors performing work in Jefferson City must have a local license," but only "electrical and plumbing contractors and their employees are required to obtain specific trade licenses directly from the Building Regulations Division"; "all other contractors are directed to the Business License Division to obtain their business license." A commercial builder files for the business license and sits no examination. Building Regulations (573) 634-6410, Business License Division (573) 634-6322.

Everywhere else. Other Missouri cities and counties write their own ordinances, and outside city limits many rural counties have no building permit program at all. Before bidding, ask each jurisdiction whether it licenses builders or only the trades, whether it will accept an ICC or Prometric score in place of its own test, and what business license, workers' compensation proof and insurance it requires. Expect to hold a separate credential in every jurisdiction where you pull permits.

Moving to MissouriLeaving Missouri

Common questions

Do I have to take the Tennessee general contractor exam if I'm licensed in Missouri?
The trade exam is waived, but Tennessee requires a law or code exam.
What does it cost to get a Tennessee general contractor license from Missouri?
Published fees on this path total $250, not counting exam vendor fees or bonds.
Do my Missouri work hours count in Tennessee?
Yes. Documented out-of-state experience counts toward Tennessee's eligibility requirements.
Does it work the other way, from Tennessee to Missouri?
Not necessarily. Reciprocity is directed. Going from Tennessee to Missouri, the mechanism is not applicable.

Sources

  1. NASCLA Accredited Examination for Commercial General Building Contractors · National Association of State Contractors Licensing Agencies · Other · verified September 17, 2026
  2. Tennessee Board for Licensing Contractors - Contractor License Application Package and Instructions · T.C.A. Sections 62-6-111, 62-6-120 · Tennessee Board for Licensing Contractors · Form · verified September 17, 2026
  3. Tennessee Board for Licensing Contractors - Classification Outline · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  4. Tennessee Board for Licensing Contractors - Exam Information · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  5. Tennessee Board for Licensing Contractors - Fees · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  6. Tennessee Board for Licensing Contractors - Get a Contractor License · T.C.A. Title 62, Chapter 6 · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  7. Trade Exam Waiver (Reciprocity) with Tennessee and Request for Contractor License Verification (Rev. 06/2026) · Tennessee Board for Licensing Contractors · Agreement Document · verified September 17, 2026
  8. Tennessee Board for Licensing Contractors - Candidate Information Bulletin · PSI Services LLC for the Tennessee Board for Licensing Contractors · Other · verified September 17, 2026
  9. Rules of the Tennessee Board for Licensing Contractors, Chapter 0680-01 Licensing (November 2025 revision) · Tenn. Comp. R. & Regs. 0680-01-.02, -.12, -.13, -.16, -.20, -.29, -.30, -.32 · Tennessee Secretary of State, Division of Publications · Admin Rule · verified September 17, 2026

Verified dates are when a person last opened each source and confirmed the facts above. Cite the board, not us.

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