Moving to Massachusetts as a residential contractor: every state's rule
Massachusetts has reciprocity agreements with 0 states. Everyone else follows its standard out-of-state path: experience credit.
Massachusetts residential contractor · “Construction Supervisor License, Restricted (one- and two-family dwellings), plus Home Improvement Contractor registration”
Statewide license
Massachusetts splits residential contracting between two credentials that do different jobs, and a remodeler usually needs both. The Construction Supervisor License (CSL) is the competency credential: the Board of Building Regulations and Standards issues it, it is won by passing an open-book examination on the Massachusetts State Building Code, and it is held by a person, not by a company - M.G.L. c. 143, § 94(i) directs the Board 'to issue licenses to individuals engaged as construction supervisors', so there is no entity license and no qualifying party arrangement of the kind most states use. Every building permit application must name the construction supervisor who will supervise the work, and give their signature, license number and license category. The homes-only CSL is the Restricted (one- and two-family dwellings) class, which covers construction, reconstruction, alteration, repair, removal and demolition of one- and two-family dwellings and their accessory buildings, of any size. The Home Improvement Contractor (HIC) registration is the separate consumer-protection filing, run by the Office of Consumer Affairs and Business Regulation: anyone who solicits, bids on or performs work on an existing owner-occupied home of one to four units must register, pay into the Residential Contractor's Guaranty Fund, and put the registration number in every contract. The registration involves no examination, no experience review and no competency test at all, and the agency states plainly that an HIC registration 'is different from a Construction Supervisor License (CSL) and they are not interchangeable'. For someone arriving with an out-of-state license the answer is the same at both levels: the Board states that 'Massachusetts does not recognize out of state contractor licenses', so there is no reciprocity, no endorsement and no examination waiver, and the Massachusetts examination has to be taken.
Every origin state
| State | Mechanism | Note | Verified |
|---|---|---|---|
| Alabama | Experience credit | 2026-09-17 | |
| Alaska | Experience credit | 2026-09-17 | |
| Arizona | Experience credit | 2026-09-17 | |
| Arkansas | Experience credit | 2026-09-17 | |
| California | Experience credit | 2026-09-17 | |
| Colorado | No credit | no state license to transfer | 2026-09-17 |
| Connecticut | Experience credit | 2026-09-17 | |
| Delaware | Experience credit | 2026-09-17 | |
| District of Columbia | Experience credit | 2026-09-17 | |
| Florida | Experience credit | 2026-09-17 | |
| Georgia | Experience credit | 2026-09-17 | |
| Hawaii | Experience credit | 2026-09-17 | |
| Idaho | Experience credit | 2026-09-17 | |
| Illinois | No credit | no state license to transfer | 2026-09-17 |
| Indiana | No credit | no state license to transfer | 2026-09-17 |
| Iowa | Experience credit | 2026-09-17 | |
| Kansas | No credit | no state license to transfer | 2026-09-17 |
| Kentucky | No credit | no state license to transfer | 2026-09-17 |
| Louisiana | Experience credit | 2026-09-17 | |
| Maine | No credit | no state license to transfer | 2026-09-17 |
| Maryland | Experience credit | 2026-09-17 | |
| Michigan | Experience credit | 2026-09-17 | |
| Minnesota | Experience credit | 2026-09-17 | |
| Mississippi | Experience credit | 2026-09-17 | |
| Missouri | No credit | no state license to transfer | 2026-09-17 |
| Montana | Experience credit | 2026-09-17 | |
| Nebraska | Experience credit | 2026-09-17 | |
| Nevada | Experience credit | 2026-09-17 | |
| New Hampshire | No credit | no state license to transfer | 2026-09-17 |
| New Jersey | Experience credit | 2026-09-17 | |
| New Mexico | Experience credit | 2026-09-17 | |
| New York | No credit | no state license to transfer | 2026-09-17 |
| North Carolina | Experience credit | 2026-09-17 | |
| North Dakota | Experience credit | 2026-09-17 | |
| Ohio | No credit | no state license to transfer | 2026-09-17 |
| Oklahoma | No credit | no state license to transfer | 2026-09-17 |
| Oregon | Experience credit | 2026-09-17 | |
| Pennsylvania | Experience credit | 2026-09-17 | |
| Rhode Island | Experience credit | 2026-09-17 | |
| South Carolina | Experience credit | 2026-09-17 | |
| South Dakota | No credit | no state license to transfer | 2026-09-17 |
| Tennessee | Experience credit | 2026-09-17 | |
| Texas | No credit | no state license to transfer | 2026-09-17 |
| Utah | Experience credit | 2026-09-17 | |
| Vermont | Experience credit | 2026-09-17 | |
| Virginia | Experience credit | 2026-09-17 | |
| Washington | Experience credit | 2026-09-17 | |
| West Virginia | Experience credit | 2026-09-17 | |
| Wisconsin | Experience credit | 2026-09-17 | |
| Wyoming | No credit | no state license to transfer | 2026-09-17 |
Getting licensed in Massachusetts from scratch
No license yet, or nothing that transfers? This is how Massachusetts issues a residential contractor license to a first-time applicant.
Restricted Construction Supervisor License (one- and two-family dwellings) by examination, plus Home Improvement Contractor registration
The Restricted Construction Supervisor License is issued to an individual, not a business: the person who will supervise the work applies in their own name, and there is no qualifying-party arrangement. To sit the examination you must be at least 18 and document three years of full-time building construction or design experience within the past ten years, and education can count for up to two of those years. You apply to PSI, pay a $23 application fee and a $65 examination fee, and take a 60-question open-book examination on the Massachusetts State Building Code; after passing, you send the score report and the $150 license fee to the Division of Occupational Licensure. A business that remodels or repairs existing owner-occupied homes of one to four units must also register as a Home Improvement Contractor with the Office of Consumer Affairs and Business Regulation, a consumer-protection registration with no examination.
The examination may be taken at PSI centers in Auburn, Charlestown, Fall River, Lawrence and West Springfield or at any PSI center elsewhere in the United States; results are given immediately. Candidates bring their own copies of the International Residential Code, the Massachusetts amendments and the other listed references. The Division processes license applications in about 30 days. The Unrestricted license covers everything the Restricted license does, and six Specialty licenses (masonry, roof covering, windows and siding, solid fuel-burning appliances, demolition and insulation) cover single trades. The Home Improvement Contractor registration is filed online through the MA Contractor Hub and renews every two years for $100. Cities and towns may add their own licensing requirements, so check with the local building official.
- Trade exam
- Required
- Law / code exam
- Not required
- Exam given by
- PSI
- Exam format
- Open book
- Passing score
- 70%
- Typical processing
- About 30 days
- Renewal
- Every 2 years
- Continuing education
- 10 hours per cycle
Who can apply
- You must document at least 3 years of qualifying work experience.The experience need not be continuous or gained in Massachusetts. Union membership alone does not count; active military service relevant to construction may be counted.
- Be at least 18 years old.On the day of the examination.
- Has not already passed the Restricted examination or held a license in the Restricted class, unless a previous license has been expired for more than two years or re-examination was ordered after a hearing.
Other ways to qualify
Each of these replaces the requirements above. You only need one.
Vocational program or bachelor's degree plus two years of experience
A completed three- or four-year vocational school program in building construction, or a bachelor's, master's or doctoral degree in any field from an accredited college or university, counts as one of the three years. The applicant then documents two years of full-time building construction or design experience within the past ten years and files a copy of the diploma or degree.
- Completed three- or four-year vocational program in building construction, or a bachelor's, master's or doctoral degree from an accredited college or university
- You must document at least 2 years of qualifying work experience.
- Be at least 18 years old.On the day of the examination.
- Has not already passed the Restricted examination or held a license in the Restricted class, unless a previous license has been expired for more than two years or re-examination was ordered after a hearing.
Architecture, engineering, science or related technology degree plus one year of experience
A bachelor's, master's or doctoral degree in architecture, science, engineering or a related technology field counts as two years, the most education can count for. The applicant then documents one year of full-time building construction or design experience within the past ten years and files a copy of the degree.
- Bachelor's, master's or doctoral degree in architecture, science, engineering or a related technology field from an accredited college or university
- You must document at least 1 year of qualifying work experience.
- Be at least 18 years old.On the day of the examination.
- Has not already passed the Restricted examination or held a license in the Restricted class, unless a previous license has been expired for more than two years or re-examination was ordered after a hearing.
Steps to get licensed
- 1Other. Examination application filed online with PSI, uploading proof of experience (W-2, IRS Schedule C or 1099 forms for the equivalent of three years of full-time work, or a letter of attestation from an engineer, architect, employer, military supervisor or licensed contractor), a copy of any diploma or degree used for experience, a list of duties, and a notarized signature confirming the information is true and that all Massachusetts tax returns have been filed and taxes paid. PSI may take up to two weeks to approve it, and an approved application stays on file for two years..
- 2Application fee. Pay the application fee ($23). PSI examination application fee; not refundable or transferable..
- 3Trade exam. Pass the destination's trade exam. Massachusetts Restricted Construction Supervisor examination (PSI): 60 multiple-choice questions, 180 minutes, open book, 70 percent to pass (42 correct). It covers the Massachusetts State Building Code (780 CMR), including five questions on Massachusetts administrative responsibilities; there is no separate business-and-law examination..
- 4Exam fee. Pay the exam fee ($65). PSI examination fee, paid when scheduling and again for each retake; not refundable or transferable. Retakes are unlimited..
- 5License fee. Pay the license or certificate fee ($150). Initial Restricted Construction Supervisor license fee for a three-year first term (801 CMR 4.02(39)(b)), sent with the license application and passing score report to the Division of Occupational Licensure within one year of passing..
- 6Background check. Complete a background check (if applicable). There is no fingerprint or criminal record check for the Construction Supervisor License, but the Board may require an applicant to disclose any conviction or any civil finding by a court, a government agency or a licensing board in another jurisdiction (780 CMR 110.R5.2.9.2)..
- 7License fee. Pay the license or certificate fee ($150). Home Improvement Contractor registration fee, paid online through the MA Contractor Hub; required to solicit, bid on or perform work on an existing owner-occupied home of one to four units. Supplemental cards for officers, partners or employees cost $10 each..
- 8Other. Residential Contractor's Guaranty Fund payment made with the Home Improvement Contractor application: $100 for fewer than four employees, $200 for four to ten, $300 for eleven to thirty and $500 for more than thirty (201 CMR 14.19). It is refunded if the registration is denied. ($100).
- 9Background check. Complete a background check. For the Home Improvement Contractor registration, the Office of Consumer Affairs and Business Regulation refers each applicant to the Department of Criminal Justice Information Services, which reports only convictions for gross fraud or cheat (M.G.L. c. 142A, § 9(e))..
- 10Business license. Obtain a business license (if applicable). A corporation or LLC formed outside Massachusetts must register as a foreign corporation with the Secretary of the Commonwealth before applying for a Home Improvement Contractor registration, and a business using a trade name files a business certificate with its city or town clerk. A corporation or partnership names one individual responsible for its work..
Published fees on this path total $388, excluding exam-vendor fees, bonds, and insurance.
Keeping it active
Every 2 years with 10 hours of continuing education per cycle and a $100 renewal fee.
10 hours of Board-approved continuing education in each two-year cycle, including four hours of code review and at least one hour each of workplace safety, business practices and workers' compensation, and energy, plus one hour of lead safe practices in the first renewal cycle. Up to six hours may be taken online; the rest must be in a classroom. Finish courses at least 60 days before the license expires.
The first license runs three years; each renewal runs two years. A license may be renewed up to one year after expiration without penalty and up to two years after expiration with a $100 late fee; after two years the examination must be passed again.
Exam preparation
Most boards contract PSI, Prov, or ICC for exams. Check which code edition the exam is written to before buying a prep course.
- Trade exam
- Exam fee · $65
Business registration
If you plan to contract in your own name, budget for a business license or entity registration on top of the trade license.
- Business license · if applicable
Continuing education
Renewals usually need approved CE hours, often on the latest NEC. Reciprocal licensees are rarely exempt.
- Continuing education
Sources for this section
- 201 CMR 14.00 - Home Improvement Contractor Arbitration and Guaranty Fund · 201 CMR 14.19 · Massachusetts Office of Consumer Affairs and Business Regulation · Admin Rule · verified September 17, 2026
- 780 CMR 110.R5 - Licensing of Construction Supervisors (Tenth Edition, Massachusetts State Building Code) · 780 CMR 110.R5 · Massachusetts Board of Building Regulations and Standards · Admin Rule · verified September 17, 2026
- 801 CMR 4.02 - Fees for licenses, permits and services to be charged by state agencies (item 39, Construction Supervisor License) · 801 CMR 4.02(39) · Massachusetts Executive Office for Administration and Finance · Admin Rule · verified September 17, 2026
- Construction Supervisor Licensing Candidate Handbook (examination eligibility, fees and content outlines) · Massachusetts Division of Occupational Licensure / PSI Services LLC · Form · verified September 17, 2026
- Continuing education for construction supervisors · Massachusetts Division of Occupational Licensure, Board of Building Regulations and Standards · Agency Page · verified September 17, 2026
- Learn about different Construction Supervisor Licenses · Massachusetts Division of Occupational Licensure, Board of Building Regulations and Standards · Agency Page · verified September 17, 2026
- When is a Construction Supervisor License required? (includes the Board's out-of-state position) · Massachusetts Division of Occupational Licensure, Board of Building Regulations and Standards · Agency Page · verified September 17, 2026
- Home Improvement Contractor Registration and Renewal · Massachusetts Office of Consumer Affairs and Business Regulation · Agency Page · verified September 17, 2026
- MGL Chapter 142A, Section 9 - Registration of contractors or subcontractors · M.G.L. c. 142A, § 9 · Massachusetts General Court · Statute · verified September 17, 2026
- MGL Chapter 143, Section 94 - Board of Building Regulations and Standards; powers and duties · M.G.L. c. 143, § 94(a), (i), (m), (n) · Massachusetts General Court · Statute · verified September 17, 2026