Kansas to New Mexico: home inspector license reciprocity

New Mexico licenses home inspectors through a full board of its own. The Home Inspectors Board sits in the Regulation and Licensing Department's Boards and Commissions Division alongside the accountancy, real estate and appraiser boards, and it operates under the Home Inspector Licensing Act, sections 61-24D-1 through 61-24D-16 of the New Mexico Statutes Annotated, with rules at 16.66 NMAC that were last rewritten effective 23 April 2024. The board's own position is blunt: it is illegal in New Mexico to inspect real estate for compensation without a license from the board. There is one grade of license and no trainee or associate tier. Building it from scratch takes 80 hours of classroom training across eleven named subjects, 80 hours of field training spent on at least 30 parallel inspections alongside an experienced inspector, a board-approved examination, fingerprints for a state and national background check, and proof of two separate insurance policies. New Mexico is one of the few states that requires both errors and omissions cover and professional liability cover, each at a minimum of $250,000, and it requires them to be carried at all times rather than only at application. The license runs three years and costs $250 to apply for plus $1,000 for the license itself, with renewal at $1,000 and 60 hours of continuing education per three-year cycle, at least six of them in ethics. Two features of New Mexico practice catch inspectors out. The standards of practice forbid a licensee from deciding, or writing in the report, whether anything inspected conforms to state or local building code. And a written pre-inspection agreement is mandatory before any inspection starts, naming the inspector and license number, the fee and payment terms, the scope of work, and a statement that the inspection follows the board's rules and standards of practice.

Kansas issues no home inspector license, certificate or registration, and neither does any Kansas city. The state's own index of what requires registration, licensing or a permit, published by the Kansas Business Center One Stop, runs alphabetically from accountants to well water contractors and names the boards of accountancy, barbering, cosmetology, healing arts, mortuary arts, nursing, pharmacy and technical professions, the behavioral sciences regulatory board, the departments of agriculture, commerce, health and environment, labor and revenue, the insurance department, the bank commissioner, the secretary of state and the attorney general. There is no home inspector on it. Kansas came closer to licensing this trade than most states that now license nobody. The Kansas home inspectors registration board was established in 2008, and from January 1, 2010 every individual performing a home inspection had to be registered by it; the board had five governor-appointed members, three of them inspectors with at least five years in practice and a thousand fee-paid inspections behind them, and registrants had to be at least eighteen, to hold a high school diploma or equivalent unless already in practice, and to show general liability insurance. The whole article carried a sunset and expired on July 1, 2013. Nothing replaced it, so a Kansas registered home inspector credential has not existed for more than a decade, and an inspector arriving from another state has nothing to apply for, no examination to sit and nothing to transfer. Because Kansas holds no home inspector examination, the National Home Inspector Examination has nothing to stand in for here, and any "certified" designation an inspector advertises comes from a private trade association rather than from the state. The municipal answer is the same. Kansas has no state construction contractor license at all, so cities and counties do that licensing, and those are the lists where a local inspector credential would appear if one existed: the Johnson County contractor licensing program, which serves the Kansas side of the Kansas City metropolitan area, issues Class A general, Class B building, Class C residential, and the Class D specialty licenses for electrical, fire protection, mechanical, plumbing, roofing, swimming pool and wood framing work, and nothing for inspectors; Overland Park's own directory of permits and licenses covers business and home-based business licenses, massage, pawnbrokers, precious metal dealers, taxis and car services, transient merchants, pools and spas, rental licensing, liquor, signs and special events, and nothing for inspectors; and Wichita's business license categories are adult entertainment, advertising, animals, cemeteries, entertainment, miscellaneous, lodging and residential, sales and services, security, special events, transportation and wells, again with nothing for inspectors. A general business license from the city or county clerk may still be needed simply to trade, and that is a business formality rather than a qualification. What binds a Kansas home inspector instead is the Kansas Consumer Protection Act. Section 50-626 provides that no supplier shall engage in any deceptive act or practice in connection with a consumer transaction, and lists as violations, whether or not any consumer was in fact misled, representing knowingly or with reason to know that services have characteristics, uses or benefits they do not have, that the supplier has a sponsorship, approval, status, affiliation or connection it does not have, or that services are of a particular standard, quality or grade when they materially differ; the willful use of exaggeration, falsehood, innuendo or ambiguity as to a material fact; the willful failure to state or the concealment of a material fact; and falsely stating that services, replacements or repairs are needed. An aggrieved consumer may sue for a declaratory judgment or an injunction and may recover the greater of damages or a civil penalty of up to $10,000 per violation, and the court may award attorney fees. Kansas has enacted no statutory standard of care for home inspectors since the 2013 expiration, so the written pre-inspection agreement and ordinary contract and negligence law set the duty owed. The adjacent credentials worth knowing are the roofing contractor registration, which the attorney general administers under the Kansas roofing registration act passed in 2013: no person may engage in the business of or act as a roofing contractor in Kansas without a valid registration certificate, and an unregistered roofing contractor cannot bring or maintain a claim in a Kansas court arising from that business, on pain of the same civil penalty. Alongside it sit the city and county contractor licenses for the trades that repair what a report finds, the Kansas State Board of Technical Professions licenses for architects, professional engineers, landscape architects, land surveyors and geologists, the Kansas Department of Health and Environment credentials for asbestos and lead work, and the real estate broker and appraiser licenses for the rest of the transaction.