Michigan to Connecticut: home inspector license reciprocity

Connecticut licenses home inspectors statewide through the Department of Consumer Protection under chapter 400f of the General Statutes, advised by an eight-member Home Inspection Licensing Board that sits inside the department. No one may examine and report on two or more systems of a one-to-four-family residential building for a fee without that license, although the statute leaves licensed architects and professional engineers outside the chapter altogether and lets electricians, plumbers, appraisers, insurance adjusters and other license holders keep working inside their own credentials. Connecticut reaches the license through a real two-stage route. A candidate first earns a Home Inspector Intern permit, which asks for a high school diploma or equivalent, a completed board-approved Home Inspection Intern Training Program of at least forty hours covering general home inspection, Connecticut license law, specialized practice areas and business law, and a named Connecticut-licensed supervisor who has agreed to supervise. The intern then performs at least one hundred inspections, the first ten with the supervisor present on site for the whole inspection and countersigning every document, keeps a signed log of them, and passes the licensing examination. The intern permit is a training credential rather than a second destination, so the full Home Inspector license is what an experienced inspector moving to Connecticut applies for, and section 20-492c lets that inspector skip the intern stage: on a written application and a $100 fee the department issues a license to anyone holding a valid license from another state whose standards it finds substantially equivalent to or exceeding Connecticut's. Either the Connecticut state examination or the National Home Inspector Examination satisfies the examination requirement, and the department's testing contractor is PSI. Connecticut requires no errors and omissions cover, no general liability cover and no bond from home inspectors, and it runs no guaranty fund for them: the department's Home Improvement, New Home Construction, Real Estate and Health Club funds cover other credential holders. Licenses expire on June 30 of odd-numbered years, renewal costs $250, and 20 continuing education hours are due each two-year cycle.

Michigan issues no home inspector license, certificate or registration, so an inspector moving here has no state credential to apply for, no examination to sit and nothing to transfer from another state. The Department of Licensing and Regulatory Affairs publishes both halves of its own list and home inspection is on neither: the Bureau of Professional Licensing's occupational professions are accountancy, appraisal management companies, real estate appraisers, architects, barbers, collection agencies, cosmetology, professional engineers, hearing aid dealers, landscape architects, personnel agencies, real estate brokers and salespersons and professional surveyors, while the Bureau of Construction Codes licenses "Boiler, Electrical, Elevator, Mechanical, Plumbing, Inspector/Plan Reviewer, Residential Builder". That "Inspector/Plan Reviewer" entry is the one thing on the list an inbound home inspector is likely to misread, and it is not a home inspector license: it is the Code Official registration covering Building, Electrical, Mechanical, Plumbing and Fire Protection System Inspector/Plan Reviewer and Building Official, granted under Article 10 of the Skilled Trades Regulation Act, where a building official is defined as "a construction code enforcement person" and an inspector as "the individual who is responsible for the administration and enforcement of the construction of buildings, structures, or appurtenances under the state construction code". It is registered with the State Construction Code Commission, renewed every third year on evidence of code-change training, and it exists to enforce the state construction code on permitted work, not to inspect a house for a buyer before a sale. Because Michigan holds no home inspector examination, the National Home Inspector Examination has nothing to stand in for here, and any "certified" designation an inspector advertises comes from a private trade association rather than from the state. What binds a Michigan home inspector instead is general law: the Michigan Consumer Protection Act makes unlawful, at MCL 445.903(1), unfair, unconscionable or deceptive acts in trade or commerce, expressly including representing that services have characteristics, uses or benefits they do not have, representing that services are of a standard, quality or grade they are not, failing to reveal a material fact whose omission tends to mislead a consumer who could not reasonably know it, and causing a probability of confusion as to the certification of services, which is the provision that reaches an inspector who advertises a trade-association credential as though it were a state license. Beyond that it is the written pre-inspection agreement and ordinary contract and negligence law that set the duty owed, because Michigan has enacted no statutory standard of care for home inspectors and no statute governing the content or form of an inspection report. The one place Michigan law touches this trade is the Seller Disclosure Act: the statutory Seller's Disclosure Statement at MCL 565.957 tells the buyer in capitals that the buyer "SHOULD OBTAIN PROFESSIONAL ADVICE AND INSPECTIONS OF THE PROPERTY TO MORE FULLY DETERMINE THE CONDITION OF THE PROPERTY", and warns that the seller's statement "is not a substitute for any inspections or warranties the buyer may wish to obtain" — a statute that points buyers at inspectors without regulating them. The credentials to go to instead are Michigan's construction ones: any repair, alteration or improvement work that comes out of a report belongs to a licensed residential builder or maintenance and alteration contractor under Article 24 of the Occupational Code, or to the state's licensed electrical, plumbing, mechanical, boiler and elevator trades. Radon is not a credentialed add-on here either: the Department of Environment, Great Lakes, and Energy states that radon testers and mitigators "are not licensed or regulated in Michigan" and that it has no regulatory authority over them, recommending only National Radon Proficiency Program or National Radon Safety Board certification, so an inspector who offers radon testing in Michigan should check the rules of any neighboring state before working across the line.