Moving to Illinois as a home inspector: every state's rule
Illinois has reciprocity agreements with 0 states. Everyone else follows its standard out-of-state path: endorsement.
Illinois home inspector · “Home Inspector”
Statewide license
Issued by Illinois Department of Financial and Professional Regulation, Division of Real Estate
Illinois licenses home inspectors statewide. The Illinois Department of Financial and Professional Regulation runs the profession through its Division of Real Estate under the Home Inspector License Act, 225 ILCS 441, and 68 Ill. Adm. Code 1410, and a license is needed before anyone may perform a home inspection for compensation, prepare a home inspection report, or use the title home inspector. There is one tier and no apprentice, associate or trainee grade below it, so Home Inspector is the only credential an arriving inspector applies for. Illinois also issues a second, related credential that is easy to miss: the Home Inspector Entity license, held by the business rather than the person. A corporation, limited liability company or partnership that provides home inspections must hold an entity license of its own, designate a managing licensed home inspector, and pay its own $250 fee, so an inspector who intends to trade through a company needs both licenses; the entity license is not required where the business is a sole proprietorship, single-member LLC or single-shareholder corporation owned by the one licensed inspector who performs all its inspections, or a company co-owned only with that inspector's unlicensed spouse. Every applicant and licensee carries general liability insurance of at least $100,000, and both the individual and the entity license expire on November 30 of even-numbered years.
Every origin state
| State | Mechanism | Note | Verified |
|---|---|---|---|
| Alabama | Endorsement | 2026-09-17 | |
| Alaska | Endorsement | 2026-09-17 | |
| Arizona | Endorsement | 2026-09-17 | |
| Arkansas | Endorsement | 2026-09-17 | |
| California | No credit | no state license to transfer | 2026-09-17 |
| Colorado | No credit | no state license to transfer | 2026-09-17 |
| Connecticut | Endorsement | 2026-09-17 | |
| Delaware | Endorsement | 2026-09-17 | |
| District of Columbia | No credit | no state license to transfer | 2026-09-17 |
| Florida | Endorsement | 2026-09-17 | |
| Georgia | No credit | no state license to transfer | 2026-09-17 |
| Hawaii | No credit | no state license to transfer | 2026-09-17 |
| Idaho | No credit | no state license to transfer | 2026-09-17 |
| Indiana | Endorsement | 2026-09-17 | |
| Iowa | No credit | no state license to transfer | 2026-09-17 |
| Kansas | No credit | no state license to transfer | 2026-09-17 |
| Kentucky | Endorsement | 2026-09-17 | |
| Louisiana | Endorsement | 2026-09-17 | |
| Maine | No credit | no state license to transfer | 2026-09-17 |
| Maryland | Endorsement | 2026-09-17 | |
| Massachusetts | Endorsement | 2026-09-17 | |
| Michigan | No credit | no state license to transfer | 2026-09-17 |
| Minnesota | No credit | no state license to transfer | 2026-09-17 |
| Mississippi | Endorsement | 2026-09-17 | |
| Missouri | No credit | no state license to transfer | 2026-09-17 |
| Montana | Endorsement | 2026-09-17 | |
| Nebraska | Endorsement | 2026-09-17 | |
| Nevada | Endorsement | 2026-09-17 | |
| New Hampshire | Endorsement | 2026-09-17 | |
| New Jersey | Endorsement | 2026-09-17 | |
| New Mexico | Endorsement | 2026-09-17 | |
| New York | Endorsement | 2026-09-17 | |
| North Carolina | Endorsement | 2026-09-17 | |
| North Dakota | Endorsement | 2026-09-17 | |
| Ohio | Endorsement | 2026-09-17 | |
| Oklahoma | Endorsement | 2026-09-17 | |
| Oregon | Endorsement | 2026-09-17 | |
| Pennsylvania | No credit | no state license to transfer | 2026-09-17 |
| Rhode Island | Endorsement | 2026-09-17 | |
| South Carolina | Endorsement | 2026-09-17 | |
| South Dakota | Endorsement | 2026-09-17 | |
| Tennessee | Endorsement | 2026-09-17 | |
| Texas | Endorsement | 2026-09-17 | |
| Utah | Endorsement | 2026-09-17 | |
| Vermont | Endorsement | 2026-09-17 | |
| Virginia | Endorsement | 2026-09-17 | |
| Washington | Endorsement | 2026-09-17 | |
| West Virginia | Endorsement | 2026-09-17 | |
| Wisconsin | Endorsement | 2026-09-17 | |
| Wyoming | No credit | no state license to transfer | 2026-09-17 |
Getting licensed in Illinois from scratch
No license yet, or nothing that transfers? This is how Illinois issues a home inspector license to a first-time applicant.
Home Inspector license by examination
Illinois issues the Home Inspector license to an applicant who is at least 18, has finished high school or holds a GED, completes the state's pre-license education and passes the licensing examination. The pre-license education has two parts, both taken from an education provider licensed by IDFPR: a 60-hour pre-license course and a pre-license field course of five supervised field inspections followed by a final field examination. The examination is the National Home Inspector Examination given by PSI in an Illinois version that includes questions on Illinois law and rules. After passing, you apply to IDFPR's Division of Real Estate with your PSI score report, both course transcripts, the $250 fee and a signed statement that you carry at least $100,000 of general liability insurance. There is no apprentice, associate or trainee license in Illinois, and no work experience is required.
The order matters. You may not sit the examination until all pre-license education is complete, and that education stays valid for two years after you finish it. After you pass, you have one year to apply, and an application not completed within three years is denied, the fee is forfeited and you must start again under the rules then in force. The examination has 200 multiple-choice questions, 25 of them unscored, in four hours. About 8% of the paper covers Illinois law and rules, with Analysis and Reporting at 38%, Building Science at 34% and Business Operations at 20%. It is scored on a scale of 200 to 800 with 500 needed to pass, and your score appears on screen when you finish. There is no limit on attempts, but you must wait 30 days between them. You may accompany a working inspector as a field inspection event, but you may not perform or take part in any inspection a client is paying for. If you will run your business through a corporation, LLC or partnership, the business may also need its own Home Inspector Entity license. IDFPR does not publish a processing time; the Division of Real Estate is at [email protected] or 1-888-473-4858.
- Trade exam
- Required
- Law / code exam
- Not required
- Exam given by
- PSI
- Exam format
- Closed book
- Renewal
- Every 2 years
- Continuing education
- 12 hours per cycle
Who can apply
- Be at least 18 years old.
- Graduation from a four-year high school course of study or an approved equivalent, a GED, or a State of Illinois High School Diploma, verified under oath on the application.
- A pre-license field course from an IDFPR-licensed education provider: 5 field inspection events at residential properties, each at least 2 hours, supervised in person by an Illinois-licensed home inspector with at least 5 years' experience, followed by a final field examination passed with at least 70%.The field course runs at least 15 hours including the field examination. The final field examination is a draft or mock written inspection report covering every system in the Illinois standards of practice, based on one of the five properties or a similar one. A supervisor may take no more than five candidates to each event, and the properties should be of different types where possible.
Steps to get licensed
- 1Pre-license course. Complete the required pre-license course. A 60-hour pre-license course approved by IDFPR and taken from a licensed education provider, completed before the examination. It covers exteriors, interiors, roofing, plumbing, electrical, HVAC, structure, appliances and fireplaces, Illinois law (the Home Inspector License Act and rules, the Illinois Human Rights Act and contract law) and the standards of practice. Where the provider gives a final exam you must score at least 70%, and a home-study version ends in a proctored 120-question exam with the same pass mark. The course and the field course stay valid for two years after you finish them. Course fees are set by the provider..
- 2Trade exam. Pass the destination's trade exam. The Home Inspector Examination for Illinois, the National Home Inspector Examination given by PSI with an Illinois law and rules section inside the same paper: 200 multiple-choice questions in four hours, a scaled pass mark of 500 out of 800, and a 30-day wait between attempts. You must take it through PSI for an Illinois license..
- 3Exam fee. Pay the exam fee ($125). Per attempt, paid to PSI rather than IDFPR. Not refundable or transferable, and forfeited if you do not test within one year of PSI receiving it; cancelling at least two days ahead keeps it..
- 4Application fee. Pay the application fee ($250). Non-refundable application fee for an initial home inspector license, paid through IDFPR's ePay site or by check or money order to IDFPR with the Application for Licensure by Examination. No separate fee is charged when the license is issued..
- 5Insurance. Carry the required insurance ($100,000). General liability insurance of at least $100,000, required of every applicant and licensee. You attest to it by signing the application and must be able to show a current certificate in your name as it appears on the license. Cover must stay in force for at least one year after the last report you deliver. Errors and omissions insurance is not required..
- 6Background check. Complete a background check. Disclosure questions on the application rather than fingerprinting: convictions, guilty pleas or administrative sanctions in any jurisdiction (minor traffic offenses excluded), denial or discipline of any professional license, delinquent Illinois taxes or child support, and delinquent workers' compensation obligations for business owners. A yes answer must be supported with court or agency records. IDFPR may not ask about or consider juvenile records, arrests without a conviction, or overturned or sealed convictions..
- 7Business license. Obtain a business license ($250) (if applicable). A Home Inspector Entity license ($250, then $400 per renewal) for a corporation, LLC or partnership that provides home inspections. It is not needed for a sole proprietorship, single-member LLC or single-shareholder corporation owned by the one licensed inspector who does all its inspections, or for a company co-owned only with that inspector's unlicensed spouse..
Published fees on this path total $375, excluding exam-vendor fees, bonds, and insurance.
Keeping it active
Every 2 years with 12 hours of continuing education per cycle and a $400 renewal fee.
12 hours per two-year cycle from IDFPR-licensed education providers, at least 8 of them in courses approved as mandatory, plus sexual harassment prevention training. If your first license term ends within 90 days of issue, no CE is due for that term; a license first issued on or after September 1, 2026 runs to November 30, 2028. CE from another state needs an application and a $50 per course fee before your license expires.
Every home inspector license expires on November 30 of even-numbered years, whenever it was issued. A license may be renewed up to two years late by paying all lapsed renewal fees plus a $50 late fee; after that you must apply again as a new applicant.
Pre-license education
Where a board mandates a course before the exam, it publishes a list of approved schools. Confirm a provider is on that list before enrolling.
- Pre-license course
Exam preparation
Most boards contract PSI, Prov, or ICC for exams. Check which code edition the exam is written to before buying a prep course.
- Trade exam
- Exam fee · $125
Liability insurance
Some states require proof of general liability or workers' compensation coverage at licensing time.
- Insurance · $100,000
Business registration
If you plan to contract in your own name, budget for a business license or entity registration on top of the trade license.
- Business license · $250 · if applicable
Continuing education
Renewals usually need approved CE hours, often on the latest NEC. Reciprocal licensees are rarely exempt.
- Continuing education
Sources for this section
- Continuing Education Fact Sheet for 2026 Home Inspector License Renewal · Illinois Department of Financial and Professional Regulation, Division of Real Estate · Agency Page · verified September 23, 2026
- Home Inspector Entity License Application (IL 505-0595) · Illinois Department of Financial and Professional Regulation, Division of Real Estate · Form · verified September 17, 2026
- Home Inspector Application for Licensure by Examination (IL 505-0791) · Illinois Department of Financial and Professional Regulation, Division of Real Estate · Form · verified September 23, 2026
- Home Inspector Pre-License Field Course (curriculum) · Illinois Department of Financial and Professional Regulation, Division of Real Estate · Form · verified September 23, 2026
- IDFPR - Home Inspection · Illinois Department of Financial and Professional Regulation, Division of Real Estate · Agency Page · verified September 23, 2026
- How do I get a Home Inspector License? - requirements and qualifications · Illinois Department of Financial and Professional Regulation, Division of Real Estate · Agency Page · verified September 23, 2026
- Home Inspector License Act - full text · 225 ILCS 441/1-10, 5-5, 5-10, 5-12, 5-16, 5-17, 5-20, 5-25, 5-45, 5-50 · Illinois General Assembly · Statute · verified September 23, 2026
- 68 Ill. Adm. Code 1410 - Home Inspector License Act (entire Part) · 68 Ill. Adm. Code 1410.100, 1410.110, 1410.120, 1410.140, 1410.150, 1410.160, 1410.235, 1410.400 · Illinois General Assembly, Joint Committee on Administrative Rules · Admin Rule · verified September 23, 2026
- Home Inspector - Exam Candidate Handbook (Illinois) · PSI Services for the Examination Board of Professional Home Inspectors · Other · verified September 23, 2026
- National Home Inspector Examination - Exam Overview Packet · Examination Board of Professional Home Inspectors · Other · verified September 23, 2026