Moving to Kentucky as a home inspector: every state's rule
Kentucky has reciprocity agreements with 0 states. Everyone else follows its standard out-of-state path: endorsement.
Kentucky home inspector · “Licensed Home Inspector”
Statewide license
Issued by Kentucky Board of Home Inspectors (Kentucky Real Estate Authority)
Kentucky licenses home inspectors statewide. The Kentucky Board of Home Inspectors is administered through the Kentucky Real Estate Authority and issues one credential, held by an individual rather than by a company: nobody may advertise or claim to be a home inspector, or inspect a residential dwelling for compensation, without it. There is a single grade, with no apprentice, associate or trainee tier below it and nothing above it, so the license an inbound inspector seeks is simply the home inspector license. No Kentucky city or county may add a home inspector license or registration of its own, although a local occupational license tax can still apply. Every licensee carries general liability insurance of at least $250,000 naming the Board as certificate holder, and every fee-paid inspection follows the standards of practice of either the American Society of Home Inspectors or the International Association of Certified Home Inspectors, whichever the inspector names on the application. Architects, professional engineers, licensed plumbers, electricians, HVAC mechanics, real estate licensees, appraisers and several other trades are exempt when they act inside their own license.
Every origin state
| State | Mechanism | Note | Verified |
|---|---|---|---|
| Alabama | Endorsement | 2026-09-17 | |
| Alaska | Endorsement | 2026-09-17 | |
| Arizona | Endorsement | 2026-09-17 | |
| Arkansas | Endorsement | 2026-09-17 | |
| California | No credit | no state license to transfer | 2026-09-17 |
| Colorado | No credit | no state license to transfer | 2026-09-17 |
| Connecticut | Endorsement | 2026-09-17 | |
| Delaware | Endorsement | 2026-09-17 | |
| District of Columbia | No credit | no state license to transfer | 2026-09-17 |
| Florida | Endorsement | 2026-09-17 | |
| Georgia | No credit | no state license to transfer | 2026-09-17 |
| Hawaii | No credit | no state license to transfer | 2026-09-17 |
| Idaho | No credit | no state license to transfer | 2026-09-17 |
| Illinois | Endorsement | 2026-09-17 | |
| Indiana | Endorsement | 2026-09-17 | |
| Iowa | No credit | no state license to transfer | 2026-09-17 |
| Kansas | No credit | no state license to transfer | 2026-09-17 |
| Louisiana | Endorsement | 2026-09-17 | |
| Maine | No credit | no state license to transfer | 2026-09-17 |
| Maryland | Endorsement | 2026-09-17 | |
| Massachusetts | Endorsement | 2026-09-17 | |
| Michigan | No credit | no state license to transfer | 2026-09-17 |
| Minnesota | No credit | no state license to transfer | 2026-09-17 |
| Mississippi | Endorsement | 2026-09-17 | |
| Missouri | No credit | no state license to transfer | 2026-09-17 |
| Montana | Endorsement | 2026-09-17 | |
| Nebraska | Endorsement | 2026-09-17 | |
| Nevada | Endorsement | 2026-09-17 | |
| New Hampshire | Endorsement | 2026-09-17 | |
| New Jersey | Endorsement | 2026-09-17 | |
| New Mexico | Endorsement | 2026-09-17 | |
| New York | Endorsement | 2026-09-17 | |
| North Carolina | Endorsement | 2026-09-17 | |
| North Dakota | Endorsement | 2026-09-17 | |
| Ohio | Endorsement | 2026-09-17 | |
| Oklahoma | Endorsement | 2026-09-17 | |
| Oregon | Endorsement | 2026-09-17 | |
| Pennsylvania | No credit | no state license to transfer | 2026-09-17 |
| Rhode Island | Endorsement | 2026-09-17 | |
| South Carolina | Endorsement | 2026-09-17 | |
| South Dakota | Endorsement | 2026-09-17 | |
| Tennessee | Endorsement | 2026-09-17 | |
| Texas | Endorsement | 2026-09-17 | |
| Utah | Endorsement | 2026-09-17 | |
| Vermont | Endorsement | 2026-09-17 | |
| Virginia | Endorsement | 2026-09-17 | |
| Washington | Endorsement | 2026-09-17 | |
| West Virginia | Endorsement | 2026-09-17 | |
| Wisconsin | Endorsement | 2026-09-17 | |
| Wyoming | No credit | no state license to transfer | 2026-09-17 |
Getting licensed in Kentucky from scratch
No license yet, or nothing that transfers? This is how Kentucky issues a home inspector license to a first-time applicant.
Home inspector license by pre-licensing course and examination
Kentucky licenses a home inspector after three steps: a 64-hour pre-licensing course with a Board-approved provider, which includes three unpaid home inspections under the direct supervision of a Kentucky licensed home inspector; a passing score on a Board-approved examination; and an application to the Kentucky Board of Home Inspectors on form KBHI-1. You must be at least 18 and hold a high school diploma or High School Equivalency Diploma. There is no apprentice, associate or trainee license and no separate experience requirement. The examination the Board points candidates to is the National Home Inspector Examination, given at PSI test centers, and Kentucky has no separate state law exam. The application goes in by mail with a $250 fee, a certificate for $250,000 of general liability insurance naming the Board as certificate holder, and state and FBI criminal background checks.
Kentucky's rule does not name an examination. It lets the Board approve test providers whose exams have at least 200 questions, cover building sciences and report writing, are proctored, and are accredited by the Buros Center for Testing or a similar body, with no more than ten percent Kentucky-specific questions. The Board publishes no list of approved providers, and the only examination it links from its Licensing page is the National Home Inspector Examination (NHIE). The NHIE has 200 multiple-choice questions, is scored on a scale of 200 to 800 with 500 to pass, and allows no notes, books or other aids. A passing score stays valid for three years. After two failures you wait at least fourteen days before retesting (the NHIE's own policy is thirty days between attempts), and after three failures you must retake and pass the pre-licensing course before each further attempt. You request the exam directly from the test provider, not from the Board. On the application you choose whether you will inspect to the American Society of Home Inspectors or the International Association of Certified Home Inspectors standards of practice, and you include a passport-quality color photo. The Board does not publish a processing time; call it at (502) 782-0563 with questions.
- Trade exam
- Required
- Law / code exam
- Not required
- Exam given by
- PSI
- Exam format
- Closed book
- Renewal
- Every 2 years
- Continuing education
- 28 hours per cycle
Who can apply
- Be at least 18 years old.
- A high school diploma or High School Equivalency Diploma (GED), under KRS 198B.712(3)(a). Form KBHI-1 asks for the school and date.
- Three unpaid home inspections under the direct supervision of a Kentucky licensed home inspector, with satisfactory written reports submitted to the course provider.These inspections are part of the pre-licensing course under 831 KAR 2:040 and are done in addition to its sixteen hours of field training, so they are completed through the course provider rather than arranged separately.
Other ways to qualify
Each of these replaces the requirements above. You only need one.
Nonresident with a training program completed in another state
If you live outside Kentucky, KRS 198B.716 lets the Board accept a home inspection training program or course of study you completed in another state in place of the Kentucky pre-licensing course, or give credit for it toward that course. The Board decides this on your own file. You must still pass the examination, and you also file form KBHI-8, a consent to Kentucky jurisdiction for lawsuits arising from your Kentucky work.
- A home inspection training program or course of study completed in another state that the Board accepts in place of, or credits toward, the Kentucky pre-licensing course.
- Be at least 18 years old.
- A high school diploma or High School Equivalency Diploma (GED).
Steps to get licensed
- 1Pre-license course. Complete the required pre-license course. A Board-approved pre-licensing course of at least 64 credit hours with a Board-approved provider, covering manufactured housing (2 hours); standards of practice, Kentucky home inspection law and regulations, contracts, report writing and communications (12); exterior, roofing, insulation and ventilation (6); structure and interior (9); electrical and plumbing (9); heating and air conditioning (6); field training (16, no more than 8 of them in a laboratory); general residential construction (3); and environmental hazards and indoor air quality (1). It also includes the three supervised inspections and an exit examination with a passing score set by the provider. Online pre-licensing courses are not accepted. The Board publishes its list of approved providers on its Licensing page, and course fees are set by the providers. You file the completion certificate with your application..
- 2Trade exam. Pass the destination's trade exam. A Board-approved home inspection examination; the one the Board links from its Licensing page is the National Home Inspector Examination, which PSI gives for the Examination Board of Professional Home Inspectors. You register with the test provider and file your passing score with the application. Kentucky adds no separate state law exam..
- 3Exam fee. Pay the exam fee ($225). Paid to the test provider, not to the Board. The Examination Board of Professional Home Inspectors lists the NHIE fee as $225 per attempt in most states and says to confirm it when you register. It is charged again for each retake..
- 4Application fee. Pay the application fee ($250). Nonrefundable $250 fee filed with form KBHI-1, payable by check or money order to the Kentucky State Treasurer. There is no separate fee when the license is issued..
- 5Insurance. Carry the required insurance ($250,000). General liability insurance of at least $250,000 from an insurer authorized to do business in Kentucky, shown on a certificate that lists the Kentucky Board of Home Inspectors as certificate holder and states that cancellation or nonrenewal does not take effect until the Board has at least ten days' written notice. Kentucky does not require errors and omissions insurance or a surety bond..
- 6Background check. Complete a background check. Two criminal background checks, each completed no more than ninety days before the Board receives your application. The first is a state check: Kentucky residents use the Kentucky State Police name-based check, which costs $20 by check or money order to the Kentucky State Treasurer; nonresidents use a comparable law enforcement agency in their home state. The second is an FBI Identity History Summary requested at edo.cjis.gov, which costs $18 plus any fee charged for taking your fingerprints, and the original hard copy goes in with the application. If the FBI cannot finish within thirty days you may file form KBHI-6 and send the result within fourteen days of receiving it, but not if you have ever had a felony conviction, have had a misdemeanor conviction in the past five years, or have a pending charge..
- 7Other. If you do not live in Kentucky, check the non-resident box on form KBHI-1 and file form KBHI-8, a consent to jurisdiction: lawsuits arising from your Kentucky work may be brought in the county where the events happened, and you name an agent for service of process in Kentucky or accept the Board as your agent. (if applicable).
Published fees on this path total $475, excluding exam-vendor fees, bonds, and insurance.
Keeping it active
Every 2 years with 28 hours of continuing education per cycle and a $400 renewal fee.
Twenty-eight hours of Board-approved continuing education for each two-year renewal, or fourteen hours for a one-year renewal. Each requirement must include at least three hours on Kentucky home inspection law and regulations and three hours on report writing, both taken face to face, plus at least eight elective hours, with non-technical courses capped at six hours for a two-year renewal and three hours for a one-year renewal. Online courses count only toward the elective hours. Continuing education applies only to licensees who will have held the license at least twelve months at renewal, and the approved pre-licensing course counts as the first fourteen hours.
The first license expires on the last day of your birth month in the year after it is issued; after that, licenses expire on the last day of your birth month in even-numbered years. The renewal fee is $200 for each year of licensure, $400 for a two-year renewal. Each renewal also needs form KBHI-2, a certificate showing continuous liability insurance, a Kentucky State Police background check completed within ninety days, and a copy of a home inspection report completed in the previous twelve months. A renewal up to sixty days late adds a $250 late fee, one filed 61 to 120 days late adds a further $250 reinstatement fee, and after 120 days the license is terminated. You may not inspect while your renewal is late.
Pre-license education
Where a board mandates a course before the exam, it publishes a list of approved schools. Confirm a provider is on that list before enrolling.
- Pre-license course
Exam preparation
Most boards contract PSI, Prov, or ICC for exams. Check which code edition the exam is written to before buying a prep course.
- Trade exam
- Exam fee · $225
Liability insurance
Some states require proof of general liability or workers' compensation coverage at licensing time.
- Insurance · $250,000
Continuing education
Renewals usually need approved CE hours, often on the latest NEC. Reciprocal licensees are rarely exempt.
- Continuing education
Sources for this section
- FBI Background Check Process (instructions for KBHI applicants) · Kentucky Board of Home Inspectors · Form · verified September 23, 2026
- Form KBHI-1 - Application for Licensure, Kentucky Board of Home Inspectors · Kentucky Board of Home Inspectors · Form · verified September 23, 2026
- Kentucky Board of Home Inspectors - home page · Kentucky Board of Home Inspectors · Agency Page · verified September 23, 2026
- Licensing - Kentucky Board of Home Inspectors · Kentucky Board of Home Inspectors · Agency Page · verified September 23, 2026
- KBHI Licensure Renewal Checklist · Kentucky Board of Home Inspectors · Form · verified September 23, 2026
- Kentucky - Home Inspection State Regulations (National Home Inspector Examination) · Examination Board of Professional Home Inspectors · Other · verified September 23, 2026
- 831 KAR 2:020 - Licensing requirements (Kentucky Board of Home Inspectors) · 831 KAR 2:020 · Kentucky Legislative Research Commission · Admin Rule · verified September 23, 2026
- 831 KAR 2:040 - Education and testing requirements and providers (Kentucky Board of Home Inspectors) · 831 KAR 2:040 · Kentucky Legislative Research Commission · Admin Rule · verified September 23, 2026
- KRS 198B.712 - License required; qualifications; application; insurance; fee · KRS 198B.712 · Kentucky Legislative Research Commission · Statute · verified September 23, 2026
- KRS 198B.716 - Nonresident licensees; service of process; credit for out-of-state training programs · KRS 198B.716 · Kentucky Legislative Research Commission · Statute · verified September 17, 2026
- KRS 198B.722 - Expiration of license; renewal; continuing education; inactive license · KRS 198B.722 · Kentucky Legislative Research Commission · Statute · verified September 23, 2026
- Background Checks - Kentucky State Police · Kentucky State Police · Agency Page · verified September 23, 2026
- National Home Inspector Examination - Exam Overview Packet · Examination Board of Professional Home Inspectors · Other · verified September 23, 2026