Utah to Florida: home inspector license reciprocity
Florida has no reciprocity agreement with Utah. A Utah home inspector applies by endorsement.
Reference only, not legal advice. Rules change; confirm with the licensing board before you apply. Full disclaimer.
Licensure by endorsement (states not on the department's endorsement list)
The board reviews your out-of-state credentials case by case. Some exam is usually still required, often only a law or code exam.
Florida has no reciprocity with any state and says so plainly: its Home Inspection Licensing Unit publishes a list headed as a reciprocity list whose first line is that it holds no reciprocal licensing agreement with any other state. What it offers instead is licensure by endorsement, and s. 468.8314(3), Florida Statutes sets two ways in. The first is a current home inspector license from any other state or territory whose education requirements are substantially equivalent to Florida's, backed by a national, regional, state or territorial licensing examination substantially equivalent to one Florida approves; the department evaluates examinations case by case, so an applicant from a state the department has not already listed is judged on what the license and the examination actually contain. The second needs no examination comparison at all: an applicant who has held a home inspector license in another state or territory for at least 10 years qualifies on that alone, and may apply while the license is active or within two years of it last being active. Either way Florida adds no examination, because there is no Florida law or rules paper for home inspectors, but the $300,000 commercial general liability cover, the fingerprints, the good moral character test and the full fees still apply.
Florida approves four examinations for home inspector licensure: the National Home Inspector Examination (NHIE), the Florida Association of Building Inspectors examination, the InterNACHI Florida Home Inspector Licensing Examination, and the Association of Construction Industry's Certified Home & Property Inspector Examination. An applicant who already sat one of them, most often the NHIE, is presenting an examination Florida itself approves rather than asking the department to judge an unfamiliar one, which is the shortest route to endorsement from a state the department has not listed. An applicant who can show neither an acceptable examination nor 10 years of licensure falls back to licensure by examination, which means the 120-hour approved course of study and one of the four approved examinations; out-of-state practice does not shorten the course. The department does not publish a processing time for either route.
At a glance
- Trade exam
- Waived
- Law / code exam
- Not required
- Out-of-state hours
- Count toward eligibility
What you must already have
- Your Utah license must be active and in good standing.
- You must have passed a licensing exam in Utah that the destination considers comparable.The department states that examinations are evaluated case by case. An applicant holding an NHIE pass is offering an examination that is already on Florida's approved list, so the comparison question does not arise in the same way. Florida has no state-specific law or rules examination to add on top.
- You must have held your Utah license for at least 10 years.
- You must have no disciplinary action or unresolved complaints on your record.
- Good moral character, meaning a personal history of honesty, fairness and respect for the rights of others and for the law. The department may refuse an applicant only where there is a substantial connection between the lack of good moral character and the responsibilities of a licensed home inspector, and only on clear and convincing evidence; an applicant refused on this ground is entitled to the findings, the evidence and a rehearing.
What you'll do to get licensed in Florida
- 1Application fee. Pay the application fee ($125). Application fee, fixed at $125.00 by Rule 61-30.102(1)(c), F.A.C. and submitted with Form DBPR HI 0401. The statutory cap in s. 468.8312(2), F.S. is $125 plus the actual per applicant cost of purchasing an examination. The application fee is not refundable..
- 2License fee. Pay the license or certificate fee ($100). Licensure fee of $100.00 under Rule 61-30.102(1)(c), F.A.C. The license then renews on a two-year cycle, and the department publishes the active biennial renewal fee as $105.00..
- 3Other. Unlicensed Activity fee of $5.00, collected with the application under Rule 61-30.102(1)(c), F.A.C. and used to fund enforcement against unlicensed practice. ($5).
- 4Insurance. Carry the required insurance ($300,000). A commercial general liability insurance policy of not less than $300,000, required by s. 468.8322, F.S. and named again in s. 468.8314(3) as a condition of endorsement. The policy may be held by a company so long as the licensed individual is named on it. No certificate is filed with the application: the form asks whether the cover is in place and the applicant attests to it by signing, but the cover must be maintained for as long as the license is held. Florida does not require errors and omissions insurance, a bond or a net worth figure..
- 5Background check. Complete a background check. A complete set of electronic fingerprints submitted with the application under s. 468.8313(6), F.S. The Department of Law Enforcement processes them for the state and forwards them to the FBI for national processing, and the department reviews the result against the good moral character criteria in Rule 61-30.102(4), F.A.C. The applicant pays the fingerprint processing cost, which is collected by the authorized agency or vendor and is not published by the department..
- 6Trade exam. Pass the destination's trade exam (if applicable). One of the four examinations Florida approves: the National Home Inspector Examination (NHIE), the Florida Association of Building Inspectors examination, the InterNACHI Florida Home Inspector Licensing Examination, or the Association of Construction Industry's Certified Home & Property Inspector Examination. It is needed only by an applicant who cannot satisfy the endorsement tests and so applies for licensure by examination instead. Examinations must be proctored and must cover the structure, electrical system, HVAC system, roof covering, plumbing system, interior components, exterior components and site conditions affecting the structure. Under Rule 61-30.103(4), F.A.C. the examination and re-examination fees are set by the vendor and paid directly to it, so the department publishes no figure. Florida has no separate law or rules examination..
- 7Other. A department-approved course of study in home inspection services of at least 120 hours, covering all eight components of a home listed in s. 468.8313(2), F.S. It is required only of an applicant taking the licensure by examination route; an endorsement applicant does not take it, and the department confirms an approved pre-licensure course only has to be taken once. (if applicable).
- 8Continuing education. Complete continuing education. At least 14 hours of continuing education in the two years before each renewal, of which at least 2 hours must be hurricane mitigation training covering mitigation techniques and the uniform mitigation verification inspection form under s. 627.711(2), F.S. The remaining 12 hours are department-approved courses. This is a condition of renewing rather than of getting the license..
Published fees on this path total $225, excluding exam-vendor fees, bonds, and insurance.
What you'll need to buy or arrange
Liability insurance
Some states require proof of general liability or workers' compensation coverage at licensing time.
- Insurance · $300,000
Exam preparation
Most boards contract PSI, Prov, or ICC for exams. Check which code edition the exam is written to before buying a prep course.
- Trade exam · if applicable
- Other · if applicable
Continuing education
Renewals usually need approved CE hours, often on the latest NEC. Reciprocal licensees are rarely exempt.
- Continuing education
How Florida licenses home inspectors
Florida home inspector · “Home Inspector”
Statewide license
Issued by Florida Department of Business and Professional Regulation (DBPR)
Florida licenses home inspectors statewide under chapter 468, part XV of the Florida Statutes. There is no home inspector board: the Department of Business and Professional Regulation licenses directly and its Bureau of Central Intake and Licensure processes the applications. The license is personal and there is one tier, so a Florida home inspector either holds the license or does not; the only variation is whether it is on active or inactive status. A licensed home inspector must maintain a commercial general liability insurance policy of at least $300,000, and that is the only insurance the law requires. Florida writes no examination of its own and no law or rules paper; it approves examinations set by nationally recognized bodies and requires a 120-hour approved course from anyone qualifying by examination. The one-off grandfathering route for code-certified inspectors and Division I contractors closed to applications postmarked after 1 July 2012 and is no longer available.
Common questions
- Do I have to take the Florida home inspector exam if I'm licensed in Utah?
- No. The trade exam is waived on this path.
- How long do I need to have held my Utah license?
- At least 10 years before applying.
- What does it cost to get a Florida home inspector license from Utah?
- Published fees on this path total $225, not counting exam vendor fees or bonds.
- Do my Utah work hours count in Florida?
- Yes. Documented out-of-state experience counts toward Florida's eligibility requirements.
- Does it work the other way, from Florida to Utah?
- Not necessarily. Reciprocity is directed. Going from Florida to Utah, the mechanism is no credit.
Sources
- Home Inspector Examinations - Florida DBPR · Florida Department of Business and Professional Regulation · Agency Page · verified September 17, 2026
- Home Inspectors - FAQs - Florida DBPR · Florida Department of Business and Professional Regulation · Faq · verified September 17, 2026
- Home Inspectors - Florida Department of Business and Professional Regulation · Florida Department of Business and Professional Regulation · Agency Page · verified September 17, 2026
- Home Inspectors Reciprocity List - Florida DBPR Home Inspection Licensing Unit · Florida Department of Business and Professional Regulation · Other · verified September 17, 2026
- Rule 61-30.102, F.A.C. - License Requirements (Home Inspectors) · Rule 61-30.102, F.A.C. · Florida Department of Business and Professional Regulation · Admin Rule · verified September 17, 2026
- Rule 61-30.103, F.A.C. - Examination (Home Inspectors) · Rule 61-30.103, F.A.C. · Florida Department of Business and Professional Regulation · Admin Rule · verified September 17, 2026
- s. 468.8312, Florida Statutes - Fees (home inspection services) · s. 468.8312, F.S. · The Florida Senate · Statute · verified September 17, 2026
- s. 468.8313, Florida Statutes - Examinations (home inspection services) · s. 468.8313, F.S. · The Florida Senate · Statute · verified September 17, 2026
- s. 468.8314, Florida Statutes - Licensure (home inspection services) · s. 468.8314, F.S. · The Florida Senate · Statute · verified September 17, 2026
- s. 468.8316, Florida Statutes - Continuing education (home inspection services) · s. 468.8316, F.S. · The Florida Senate · Statute · verified September 17, 2026
- s. 468.8322, Florida Statutes - Insurance (home inspection services) · s. 468.8322, F.S. · The Florida Senate · Statute · verified September 17, 2026
- s. 468.8324, Florida Statutes - Grandfather clause (home inspection services) · s. 468.8324, F.S. · The Florida Senate · Statute · verified September 17, 2026
Verified dates are when a person last opened each source and confirmed the facts above. Cite the board, not us.