LicensebyState

Ohio to Tennessee: general contractor license reciprocity

No credit· Start overVerified September 17, 2026· 8 sources

Tennessee applies a specific rule to Ohio general contractors.

Reference only, not legal advice. Rules change; confirm with the licensing board before you apply. Full disclaimer.

Ohio: trade classifications only, no building classification waiver

Your out-of-state credentials give no advantage. You meet the destination's requirements from scratch.

Ohio is one of the states on Tennessee's trade exam waiver list, but the Board's waiver document maps Ohio only to Tennessee's Electrical (CE), Plumbing (CMC-A) and HVAC (CMC-C) classifications. There is no row matching Ohio to the Tennessee BC-A Residential or BC-B Commercial building classifications, so an Ohio contractor applying for a Tennessee building license has no trade examination waived and follows the standard route: the Tennessee trade examination for the classification requested plus the Tennessee Business and Law examination, along with the financial statement, insurance, reference, affidavit and registration requirements. An Ohio electrical, plumbing or HVAC license does still support a waiver for the matching Tennessee trade classification, which sits outside the two building tiers described here.

Listed so that an Ohio contractor is not misled by seeing Ohio on the Board's waiver list. Ask the Board which Tennessee classification your Ohio license maps to before you book an examination.

At a glance

Trade exam
Required
Law / code exam
Required
Out-of-state hours
Count toward eligibility
Agreement
Active

What you must already have

  • The Qualifying Agent who holds the out-of-state credential is an owner, officer or full-time employee of the Tennessee applicant entity; a Qualifying Agent who is not an owner files a Power of Attorney with the application.

What you'll do to get licensed in Tennessee

  1. 1Trade exam. Pass the destination's trade exam. Tennessee BC-B Commercial trade examination, administered after the Board approves the application. It is open book, 100 questions, 300 minutes, 73% to pass..
  2. 2Law / code exam. Pass a law, rules, or code exam. Tennessee Business and Law examination, taken by the Qualifying Agent after the Board approves the application. It is open book, 50 questions, 140 minutes, 73% to pass, and is drawn from the Contractors' Guide to Business, Law and Project Management, Tennessee Edition. It is not waived by any trade exam waiver agreement or by the NASCLA examination; the only contractor license that does not require it is the restricted residential BC-A/r. Examination scores are typically treated by the Board as valid for two years..
  3. 3Application fee. Pay the application fee ($250). Non-refundable application and initial license fee of $250, paid with the Initial New Contractor Application at core.tn.gov (Tenn. Comp. R. & Regs. 0680-01-.20(1)). The license renews every two years at $200, with a $20 per month late penalty for up to twelve months..
  4. 4Exam fee. Pay the exam fee. Examination fee, paid to the testing company rather than to the Board. The Board's rule sets the fee as whatever the administering company charges subject to Board approval, so no amount is published by the Board; Prov began administering Tennessee contractor examinations on July 1, 2026 and publishes the current fee when an examination is booked. One fee is charged for each examination taken..
  5. 5Financial responsibility. Show financial responsibility. Financial statement prepared by a licensed public accountant or CPA on the accountant's letterhead, in the name of the applicant entity, conforming to GAAP and dated no more than twelve months before the application. There is no fixed minimum dollar figure: the monetary limit on the license is set at ten times the lesser of working capital and net worth, supported by experience, so a $150,000 limit needs $15,000 of each and an unlimited license needs $300,000 of each. A reviewed opinion is required for a limit of $3,000,000 or less and an audited opinion above that. A line of credit or a Board Guaranty Agreement may be used to supplement working capital or net worth..
  6. 6Surety bond. Post a surety bond (if applicable). Optional alternative to the CPA-reviewed or CPA-audited financial statement: from July 1, 2026 the Board accepts a Contractors' Surety Bond on the Board's own form in an amount of at least 50% of the monetary limit requested. A bond or Guaranty Agreement may also be required in addition to the financial statement where the statement is primarily cash without fixed assets or where a parent company guarantees the applicant..
  7. 7Insurance. Carry the required insurance ($100,000). Certificate of general liability insurance in the same name as the license, listing the Board as certificate holder. The Board's minimum coverage is set by the monetary limit requested: $100,000 of coverage for a limit up to $500,000, $500,000 of coverage for a limit of $501,001 to $1,500,000, and $1,000,000 of coverage above $1,500,001 to unlimited. Workers' compensation insurance is also required unless the business has no employees and qualifies for an exemption or registers as a Construction Services Provider. The amount shown is the lowest coverage tier..
  8. 8Business license. Obtain a business license. The license is issued to a legal entity in its exact name, so the corporation, LLC or limited partnership must be registered with the Tennessee Secretary of State before the license is issued; an entity formed in another state registers as a foreign entity and files its Certificate of Authority or Articles of Organization. A separate business tax license from the Tennessee Department of Revenue is needed for each city or county the contractor operates in..
  9. 9Other. Letter of Reference on the Board's form from a past client, employer or code official who can speak to construction experience; it may be from outside Tennessee but may not come from a relative, and only one is needed. Also required: a Contractor's Affidavit signed and notarized by the Qualifying Agent, owners, partners, members, main officers and major stockholders, a statement of experience and management information, and a list of equipment. An interview at a Board meeting may be required, for example where the Qualifying Agent is not a majority owner and has been employed less than six months, where the experience shown is thin for the limit requested, or where there is complaint, judgment, bankruptcy or felony history..

Published fees on this path total $250, excluding exam-vendor fees, bonds, and insurance.

What you'll need to buy or arrange

Exam preparation

Most boards contract PSI, Prov, or ICC for exams. Check which code edition the exam is written to before buying a prep course.

  • Trade exam
  • Law / code exam
  • Exam fee

Surety bond

A license or contractor bond is bought from a surety, not the state. Price is a small percentage of the bond amount and depends on your credit.

  • Surety bond · if applicable

Liability insurance

Some states require proof of general liability or workers' compensation coverage at licensing time.

  • Insurance · $100,000

Business registration

If you plan to contract in your own name, budget for a business license or entity registration on top of the trade license.

  • Business license

How Tennessee licenses general contractors

Tennessee general contractor · “Contractor license, BC-B Commercial or BC Building Construction classification

Statewide license

Verified September 17, 2026· 8 sources

Issued by Tennessee Board for Licensing Contractors (Department of Commerce and Insurance)

Tennessee licenses contractors at state level, and the unlimited tier is the BC family of building classifications issued by the Board for Licensing Contractors under T.C.A. Title 62, Chapter 6. BC-B Commercial covers buildings for use and occupancy by the general public, including residential buildings of more than four units or more than three stories; BC Building Construction is the full classification covering residential, commercial and industrial work and all 34 building categories; BC-b(sm) is small commercial capped at $1,500,000 and BC-C is industrial. A license is required before bidding on, offering on or contracting for a project of $25,000 or more. The license is held by the business, issued in the entity's exact name and qualified by a named Qualifying Agent who is an owner, officer or full-time employee and who sits the examinations, so an inbound contractor applies as or for the entity that will sign contracts. Every license carries a monetary limit set at ten times the lesser of working capital and net worth on a CPA-reviewed or CPA-audited financial statement, plus documented experience on projects of that size; above $3,000,000 the statement must be audited, and unlimited means showing $300,000 in both working capital and net worth. Tennessee accepts the NASCLA Accredited Examination for Commercial General Building Contractors in place of its own commercial trade examination, and has trade exam waiver agreements with a short list of named states.

Moving to TennesseeLeaving Tennessee

Why Ohio has nothing to transfer

Ohio general contractor · “General / building contractor registration (city-issued)

Licensed by cities and counties

Verified September 17, 2026· 20 sources

Issued by No state authority; cities and counties register commercial building contractors

Ohio has no statewide general, commercial or unlimited building contractor license, so there is nothing at state level for an out-of-state general contractor's license to transfer into and no NASCLA route to take. The Ohio Construction Industry Licensing Board licenses individual contractors in five specialty trades only - electrical, HVAC, refrigeration, plumbing and hydronics - under R.C. Chapter 4740, and its board has an electrical section, a plumbing and hydronics section and an HVAC and refrigeration section but no building section. Those five licenses are also the only ones Ohio's reciprocity agreements reach: OCILB's published partner list names Alabama, Arkansas, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, Texas, Virginia and West Virginia, and every entry is scoped to one or more of the five trades. Commercial building is instead controlled through city permitting, and the requirements are administrative rather than technical: Columbus registers a General Contractor on a $25,000 bond and a liability certificate with no exam, Cincinnati registers a Building Construction Contractor on insurance and workers' compensation for $131.25 a year, Cleveland requires general contractors to be bonded, insured and registered under Chapter 3107 of its Codified Ordinances, and Akron requires anyone whose work needs a permit to register. Toledo and Dayton license only the trades and have no commercial building contractor license at all, and Summit County, which issues Akron's building permits, replaced annual contractor registration with a permit-based process in 2024. None of these registrations involves a trade or business-law exam, a qualifying party, a financial statement or an experience review, and none of them recognizes another state's license, so a general contractor arriving in Ohio registers jurisdiction by jurisdiction and makes sure the electrical, HVAC, refrigeration, plumbing and hydronics scope is performed under the correct OCILB state licenses.

How local licensing works in Ohio

How local licensing works. No Ohio agency issues a general, commercial, building or unlimited contractor license, and there is no Ohio equivalent of a qualifying party, a NASCLA route or a state business-and-law exam for builders. Ohio has around 800 certified building departments, each with its own contractor rules, so identify the department with jurisdiction over the site - the Board of Building Standards map at com.ohio.gov/JurisdictionMap does this by address - and register there before bidding. One statewide rule shapes what those departments ask for: R.C. 4740.12 provides that "no political subdivision, district, or agency of the state may adopt an ordinance or rule that requires contractor registration and the assessment of a registration or license fee unless that ordinance or rule also requires any contractor who registers and pays the registration or license fee to be licensed in the contractor's trade pursuant to this chapter", which OCILB describes as requiring building and health departments with a registration program to demand the state license before issuing commercial permits.

Columbus. Building and Zoning Services registers a General Contractor under Chapter 4114 of the Columbus Building Code. The registration "can be associated with all permits to build new 1, 2, or 3 family, multi-family (4 or more dwelling units), and commercial structures, as well as alter or add to existing multi-family and commercial structures." The filing is a notarized application, "a Bond in the amount of $25,000" on the city's own bond form under C.C. 4114.515, and a certificate of liability insurance with "limits of liability no less than $300,000.00 for damages to a single person and $500,000.00 for one occurrence", naming Building and Zoning Services as certificate holder. There is no exam, experience, reference or financial requirement, and no board hearing - the General Contractor registration is one of the few Columbus categories that does not go before a review board. The 2026 fee schedule sets a $350 annual contractor license and registration fee, with $100 for a change of assignment or elective suspension; the registration runs to "the end of the twelfth month from the date of issuance." 111 North Front Street, (614) 645-7433, [email protected].

Cleveland. The Department of Building & Housing requires that contractors "must be bonded, insured, and registered" and that "contractors must be registered with the City of Cleveland within their trade in order to obtain permits. Separate permits are required for each separate trade, i.e. general, plumbing, HVAC, electrical, and elevator." Registration sits in Chapter 3107 of the Codified Ordinances, Registration of Contractors, which provides for a Certificate of Registration and a Limited Certificate of Registration with separate qualifications for each. A General Contractor Registration Application package is published in the Contractor Packages section of the city's construction permitting resources page, and the bond, insurance and fee figures are stated in that package and in Chapter 3107 rather than on the department's web pages - confirm them with Building & Housing on 216-664-2910 before filing. Registration status is verified on 216-664-2884, and electrical, plumbing and HVAC registrations require the OCILB state license first.

Cincinnati. Buildings & Inspections registers contractors under Chapter 1106 of the Municipal Code, and commercial builders fall in the Building Construction Contractor class, the catch-all that "will apply to all other contractors that are not addressed in the two previous descriptions" and covers specialties such as crane operations, demolition, carpentry, masonry and glazing alongside new one-, two- and three-family construction. Electrical, plumbing, HVAC, hydronic and refrigeration firms register in the separate OCILB Licensed Specialty Contractor class on their state licenses, and that city registration runs to the state license's expiry date. The filing is the signed application, liability insurance with "minimum liability limits of one hundred thousand dollars ($100,000) for damages to a single person, and three hundred thousand dollars ($300,000) for one (1) occurrence" (crane operators carry $1,000,000 per occurrence, $2,000,000 aggregate and a $4,000,000 or $10,000,000 umbrella depending on lift capacity), proof of Ohio workers' compensation, an assignment form listing everyone authorized to sign permit applications, and a federal tax ID. The fee is $125.00 plus surcharges, $131.25 a year, for up to three years; same-day processing is $208 extra. There is no exam and no bond. A company operating under more than one business name needs a separate registration for each legal entity, and where a company holds several OCILB licenses through different people, each license holder registers separately. 805 Central Avenue, Suite 500, (513) 352-3271.

Akron and Summit County. Akron requires "all contractors regardless of trade to register as a contractor if the work they are performing requires a permit to do the work", on a contractor registration application with an Akron Tax Registration Number, a certificate of liability insurance, state licenses where the trade needs one, and workers' compensation coverage unless there are no employees. No exam or fee is published. Ohio Building Code permits for Akron projects come from the Summit County Department of Building Standards, which since March 2024 has run "a permit-based process" in place of annual contractor registration: "the $135 annual fee for contractors and the requirement for a $10,000 bond are now eliminated", while "contractors will still be required to provide liability insurance, State license if applicable, and a Tax ID Number", and commercial application fees rose by $10. Akron Plans & Permits, 1030 E. Tallmadge Ave., 330-375-2010; Summit County Building Standards, same address, 330-630-7280.

Toledo. Toledo licenses Electrical, Mechanical, Plumbing, Fire, Home Improvement and Remodeling, Sign and Sidewalk contractors, plus journeymen and apprentices in the electrical, HVAC, plumbing and refrigeration trades. There is no commercial or general building contractor license, so a commercial builder in Toledo pulls permits without a city contractor credential while the trades hold theirs. All Toledo licenses renew annually and expire December 31. Division of Building Inspection, One Government Center, Suite 1600, 419-245-1220.

Dayton. The Division of Building Inspection publishes registration and bond forms only for electrical, plumbing, warm air heating and pipe-laying contractors. Dayton has no general or building contractor registration; a commercial builder works through the registered trades. Building Inspection, 937-333-3979; One Stop Center, 371 West Second Street, 937-333-3883.

Cuyahoga County. A Division of Building Standards was created in 2025 to serve partner communities with contractor registration, plan review, permitting and inspections, with registration "completed through a secure online portal" on its site. The partner community list is still being announced and "an approved fee schedule will be released by December 1, 2026", so check the state's building department look-up tool for a specific address before assuming which department has jurisdiction. [email protected].

What does and does not travel. An out-of-state general contractor license, a NASCLA Accredited Examination and out-of-state project experience carry no weight in any of these jurisdictions, because none of them tests or qualifies commercial builders at all. What does matter is holding, or employing someone who holds, the OCILB license for each of the five state-licensed trades in scope, then registering that license with the city as well. OCILB's own reciprocity list is the only place an out-of-state license shortens the path, and every entry on it - Alabama, Arkansas, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, Texas, Virginia and West Virginia - is scoped to the electrical, HVAC, refrigeration, plumbing or hydronics trades, so those routes belong on this site's electrical, HVAC and plumbing pages rather than here.

Moving to OhioLeaving Ohio

Common questions

Do I have to take the Tennessee general contractor exam if I'm licensed in Ohio?
Yes. Tennessee requires the trade exam on this path, plus a law or code exam.
What does it cost to get a Tennessee general contractor license from Ohio?
Published fees on this path total $250, not counting exam vendor fees or bonds.
Do my Ohio work hours count in Tennessee?
Yes. Documented out-of-state experience counts toward Tennessee's eligibility requirements.
Does it work the other way, from Tennessee to Ohio?
Not necessarily. Reciprocity is directed. Going from Tennessee to Ohio, the mechanism is not applicable.

Sources

  1. NASCLA Accredited Examination for Commercial General Building Contractors · National Association of State Contractors Licensing Agencies · Other · verified September 17, 2026
  2. Tennessee Board for Licensing Contractors - Contractor License Application Package and Instructions · T.C.A. Sections 62-6-111, 62-6-120 · Tennessee Board for Licensing Contractors · Form · verified September 17, 2026
  3. Tennessee Board for Licensing Contractors - Classification Outline · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  4. Tennessee Board for Licensing Contractors - Exam Information · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  5. Tennessee Board for Licensing Contractors - Fees · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  6. Tennessee Board for Licensing Contractors - Get a Contractor License · T.C.A. Title 62, Chapter 6 · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  7. Trade Exam Waiver (Reciprocity) with Tennessee and Request for Contractor License Verification (Rev. 06/2026) · Tennessee Board for Licensing Contractors · Agreement Document · verified September 17, 2026
  8. Rules of the Tennessee Board for Licensing Contractors, Chapter 0680-01 Licensing (November 2025 revision) · Tenn. Comp. R. & Regs. 0680-01-.02, -.12, -.13, -.16, -.20, -.29, -.30, -.32 · Tennessee Secretary of State, Division of Publications · Admin Rule · verified September 17, 2026

Verified dates are when a person last opened each source and confirmed the facts above. Cite the board, not us.

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