LicensebyState

Ohio to Tennessee: residential contractor license reciprocity

No credit· Start overVerified September 17, 2026· 8 sources

Tennessee applies a specific rule to Ohio residential contractors.

Reference only, not legal advice. Rules change; confirm with the licensing board before you apply. Full disclaimer.

Ohio: trade classifications only, no building classification waiver

Your out-of-state credentials give no advantage. You meet the destination's requirements from scratch.

Ohio is one of the states on Tennessee's trade exam waiver list, but the Board's waiver document maps Ohio only to Tennessee's Electrical (CE), Plumbing (CMC-A) and HVAC (CMC-C) classifications. There is no row matching Ohio to the Tennessee BC-A Residential or BC-B Commercial building classifications, so an Ohio contractor applying for a Tennessee building license has no trade examination waived and follows the standard route: the Tennessee trade examination for the classification requested plus the Tennessee Business and Law examination, along with the financial statement, insurance, reference, affidavit and registration requirements. An Ohio electrical, plumbing or HVAC license does still support a waiver for the matching Tennessee trade classification, which sits outside the two building tiers described here.

Listed so that an Ohio contractor is not misled by seeing Ohio on the Board's waiver list. Ask the Board which Tennessee classification your Ohio license maps to before you book an examination.

At a glance

Trade exam
Required
Law / code exam
Required
Out-of-state hours
Count toward eligibility
Agreement
Active

What you must already have

  • The Qualifying Agent who holds the out-of-state credential is an owner, officer or full-time employee of the Tennessee applicant entity; a Qualifying Agent who is not an owner files a Power of Attorney with the application.

What you'll do to get licensed in Tennessee

  1. 1Trade exam. Pass the destination's trade exam. Tennessee BC-A Residential trade examination, administered after the Board approves the application. It is open book, 100 questions, 300 minutes, 73% to pass..
  2. 2Law / code exam. Pass a law, rules, or code exam. Tennessee Business and Law examination, taken by the Qualifying Agent after the Board approves the application. It is open book, 50 questions, 140 minutes, 73% to pass, and is drawn from the Contractors' Guide to Business, Law and Project Management, Tennessee Edition. It is not waived by any trade exam waiver agreement or by the NASCLA examination; the only contractor license that does not require it is the restricted residential BC-A/r. Examination scores are typically treated by the Board as valid for two years..
  3. 3Application fee. Pay the application fee ($250). Non-refundable application and initial license fee of $250, paid with the Initial New Contractor Application at core.tn.gov (Tenn. Comp. R. & Regs. 0680-01-.20(1)). The license renews every two years at $200, with a $20 per month late penalty for up to twelve months..
  4. 4Exam fee. Pay the exam fee. Examination fee, paid to the testing company rather than to the Board. The Board's rule sets the fee as whatever the administering company charges subject to Board approval, so no amount is published by the Board; Prov began administering Tennessee contractor examinations on July 1, 2026 and publishes the current fee when an examination is booked. One fee is charged for each examination taken..
  5. 5Financial responsibility. Show financial responsibility. Financial statement prepared by a licensed public accountant or CPA on the accountant's letterhead, in the name of the applicant entity, conforming to GAAP and dated no more than twelve months before the application. There is no fixed minimum dollar figure: the monetary limit on the license is set at ten times the lesser of working capital and net worth, supported by experience, so a $150,000 limit needs $15,000 of each and an unlimited license needs $300,000 of each. A reviewed opinion is required for a limit of $3,000,000 or less and an audited opinion above that. A line of credit or a Board Guaranty Agreement may be used to supplement working capital or net worth..
  6. 6Surety bond. Post a surety bond (if applicable). Optional alternative to the CPA-reviewed or CPA-audited financial statement: from July 1, 2026 the Board accepts a Contractors' Surety Bond on the Board's own form in an amount of at least 50% of the monetary limit requested. A bond or Guaranty Agreement may also be required in addition to the financial statement where the statement is primarily cash without fixed assets or where a parent company guarantees the applicant..
  7. 7Insurance. Carry the required insurance ($100,000). Certificate of general liability insurance in the same name as the license, listing the Board as certificate holder. The Board's minimum coverage is set by the monetary limit requested: $100,000 of coverage for a limit up to $500,000, $500,000 of coverage for a limit of $501,001 to $1,500,000, and $1,000,000 of coverage above $1,500,001 to unlimited. Workers' compensation insurance is also required unless the business has no employees and qualifies for an exemption or registers as a Construction Services Provider. The amount shown is the lowest coverage tier..
  8. 8Business license. Obtain a business license. The license is issued to a legal entity in its exact name, so the corporation, LLC or limited partnership must be registered with the Tennessee Secretary of State before the license is issued; an entity formed in another state registers as a foreign entity and files its Certificate of Authority or Articles of Organization. A separate business tax license from the Tennessee Department of Revenue is needed for each city or county the contractor operates in..
  9. 9Other. Letter of Reference on the Board's form from a past client, employer or code official who can speak to construction experience; it may be from outside Tennessee but may not come from a relative, and only one is needed. Also required: a Contractor's Affidavit signed and notarized by the Qualifying Agent, owners, partners, members, main officers and major stockholders, a statement of experience and management information, and a list of equipment. An interview at a Board meeting may be required, for example where the Qualifying Agent is not a majority owner and has been employed less than six months, where the experience shown is thin for the limit requested, or where there is complaint, judgment, bankruptcy or felony history..

Published fees on this path total $250, excluding exam-vendor fees, bonds, and insurance.

What you'll need to buy or arrange

Exam preparation

Most boards contract PSI, Prov, or ICC for exams. Check which code edition the exam is written to before buying a prep course.

  • Trade exam
  • Law / code exam
  • Exam fee

Surety bond

A license or contractor bond is bought from a surety, not the state. Price is a small percentage of the bond amount and depends on your credit.

  • Surety bond · if applicable

Liability insurance

Some states require proof of general liability or workers' compensation coverage at licensing time.

  • Insurance · $100,000

Business registration

If you plan to contract in your own name, budget for a business license or entity registration on top of the trade license.

  • Business license

How Tennessee licenses residential contractors

Tennessee residential contractor · “Contractor license, BC-A Residential classification (BC-A/r restricted under $125,000)

Statewide license

Verified September 17, 2026· 8 sources

Issued by Tennessee Board for Licensing Contractors (Department of Commerce and Insurance)

Tennessee licenses contractors at state level, and the residential tier is the BC-A classification issued by the Board for Licensing Contractors under T.C.A. Title 62, Chapter 6. A contractor license must be in hand before bidding on, offering on or contracting for a project of $25,000 or more, and BC-A covers construction, remodeling, repair or improvement of one-, two-, three- and four-family residences not exceeding three stories, plus accessory structures. The license belongs to the business rather than to the person: it is issued to a sole proprietor, corporation, LLC or partnership in that entity's exact name and is qualified by a named Qualifying Agent, an owner, officer or full-time employee who personally passes the examinations, so an inbound builder applies as or for the entity that will sign contracts. Every license also carries a monetary limit, the largest single contract the licensee may take, set at ten times the lesser of the applicant's working capital and net worth as shown on a CPA-reviewed or CPA-audited financial statement, together with documented experience on projects of that size. Contractors building single-family homes for $125,000 or less may instead hold the restricted BC-A/r license, which replaces both examinations with a three-day Board-approved course at a Tennessee community college or vocational school. Residential improvement work between $3,000 and $24,999 in nine named counties falls under the Board's separate Home Improvement license instead of this one.

Moving to TennesseeLeaving Tennessee

Why Ohio has nothing to transfer

Ohio residential contractor · “Home improvement / remodeling contractor license or registration (city-issued)

Licensed by cities and counties

Verified September 17, 2026· 22 sources

Issued by No state authority; cities and counties license and register residential contractors

Ohio issues no statewide residential building, home builder or home improvement contractor license. The Ohio Construction Industry Licensing Board (OCILB), in the Department of Commerce, licenses individual contractors in five commercial trades only - electrical, HVAC, refrigeration, plumbing and hydronics - and its own page states that "all local building and health departments regulate residential contractors"; the Department of Commerce says plainly that "while residential contractors are not required to be licensed by the state, local building departments throughout Ohio may have their own verification or licensing requirements." Housing work is therefore licensed or registered jurisdiction by jurisdiction, and the rules vary a great deal: Columbus and Toledo run real competency licenses built on the ICC Ohio home improvement and building contractor examination (exam ID 767-OH-GC), documented experience and a board hearing, while Cleveland, Cincinnati and Akron require registration backed by insurance, bonding or workers' compensation but no exam, and Dayton registers only the trades. A remodeler moving to Ohio has no state license to transfer and no state reciprocity to apply for, so the practical work is qualifying or registering in each place where they pull permits and carrying the insurance each one demands. The credential that actually travels is the ICC contractor examination rather than another state's license. Anyone who self-performs electrical, HVAC, refrigeration, plumbing or hydronics work still needs the matching OCILB state license, and Ohio's only statewide residential construction statute, R.C. Chapter 4722, governs written contracts and down payments on home construction service contracts over $25,000 rather than licensing anyone.

How local licensing works in Ohio

How local licensing works. Ohio has roughly 800 certified building departments, and each city, county or township decides for itself whether residential contractors are licensed, registered or left alone. A credential from one Ohio jurisdiction does not carry into the next one, and none of the jurisdictions below grants anything for a license held in another state. Use the Board of Building Standards jurisdiction map at com.ohio.gov/JurisdictionMap to find out which department has authority over a given address before applying anywhere.

Columbus. Building and Zoning Services licenses residential work under Chapter 4114 of the Columbus Building Code. A Home Improvement General Contractor license covers structural work on existing one-, two- and three-family dwellings and their accessory structures. It requires "a score of 70% or higher for 767 Ohio Home Improvement Contractor" (the ICC exam, booked through the International Code Council on (877) 783-3926), a "minimum of three (3) full years of hands-on experience in the one (1), two (2), and three (3) family home improvement field", and approval by the Board of Review of General and Home Improvement Contractors, which meets on the first Wednesday of each month and needs the notarized application at least seven days beforehand. A Home Improvement Limited Contractor license covers roofing, siding, decking, waterproofing, fencing, driveway approaches and similar specialized work and requires one full year of hands-on experience in that field plus board approval. A builder putting up new houses registers instead as a General Contractor, which covers "all permits to build new 1, 2, or 3 family, multi-family (4 or more dwelling units), and commercial structures" and needs a $25,000 bond on the city's bond form and liability insurance of at least $300,000 for damages to a single person and $500,000 per occurrence, with no exam. The 2026 fee schedule sets a $300 application fee for the board-reviewed licenses (including Home Improvement Contractor and HIC-Limited) and a $350 annual license and registration fee; a change of assignment is $100. Registrations expire at the end of the twelfth month from issuance. Building and Zoning Services, 111 North Front Street, (614) 645-7433, [email protected].

Toledo. The Division of Building Inspection licenses "contractors engaged in the business of making improvements to residential structures regulated by the Residential Code of Ohio" under Toledo Municipal Code Chapter 1313, in two tiers. A Certified Remodeling Contractor "may engage in all residential construction, alterations and renovations" and must first pass the ICC Building Contractor C examination (exam ID 767-OH-GC, delivered by Pearson VUE, nearest center in Maumee) and then the City of Toledo Certified Remodeling Exam covering Chapters 11 and 13 of the Municipal Code. A Limited Remodeling Contractor is "restricted to residential improvements such as roof and window replacement, siding application, installation of insulation, fencing, and swimming pools greater than 24 inches in depth" and sits only the city exam, which covers Chapter 13 and the 2024 International Residential Code. Both exams are open book. Applications go first to the city's Board of Control for Home Improvement and Remodeling Contractors, which decides whether the applicant may test, and the applicant must document one of four qualifications: a two-year degree in construction management, architecture or engineering; a licensed journeyman certificate in a construction trade; five years working in general building construction under a licensed remodeler, homebuilder or general contractor, evidenced by a notarized employer statement and five years of tax records; or five years self-employed on construction projects, evidenced by a notarized resume and five years of tax records. Three unrelated references and a full employment history are filed with the application. The fee is $200, of which $175 is refunded if the Board of Control finds the applicant unqualified to test. After passing, a Certificate of Compliance from the Division of Taxation is required before the license issues, and holders must carry liability insurance "in the amount of $100,000 to $300,000." Licenses renew annually and expire December 31; ten hours of continuing education are required each year. One Government Center, Suite 1600, 419-245-1220.

Cleveland. The Department of Building & Housing states that "to build or rehabilitate Cleveland homes, contractors must be bonded, insured, and registered", and that "contractors must be registered with the City of Cleveland within their trade in order to obtain permits. Separate permits are required for each separate trade, i.e. general, plumbing, HVAC, electrical, and elevator." Registration runs under Chapter 3107 of the Codified Ordinances, Registration of Contractors, which provides for both a Certificate of Registration and a Limited Certificate of Registration and sets separate qualifications for each. The city publishes a General Contractor Registration Application package in the Contractor Packages section of its construction permitting resources page; the bond amount, insurance limits and fee are set out in that package and in Chapter 3107 rather than on the department's web pages, so confirm them with Building & Housing on 216-664-2910 before filing. Registration status can be checked on 216-664-2884. Electrical, plumbing and HVAC contractors must hold the OCILB state license before the city will register them.

Cincinnati. The Department of Buildings & Inspections registers contractors under Chapter 1106 of the Municipal Code in three classes, two of which reach housing. A Home Improvement Contractor registration covers "all contractors that are involved in repair, remodeling, alteration, improvement, or addition to any building used as a private residence in one, two and three family structures." A Building Construction Contractor registration covers everything else, and expressly "include[s] contractors that engage in the construction of new one, two and three family dwellings" as well as specialties such as demolition, carpentry, masonry and glazing. The filing is the signed application, a certificate of liability insurance from an Ohio-licensed insurer with "minimum liability limits of one hundred thousand dollars ($100,000) for damages to a single person, and three hundred thousand dollars ($300,000) for one (1) occurrence", proof of Ohio workers' compensation, an assignment form naming everyone allowed to sign permit applications, and a federal tax ID or Social Security number. The fee is $125.00 plus a 3% technology surcharge, a 1% financial recovery fee and a 1% training surcharge, a total of $131.25 a year, and a registration may be bought for up to three years; same-day processing costs $208 more and mid-term changes $78. There is no exam, experience or bond requirement. An owner of a one-, two- or three-family dwelling is exempt where they personally perform the work and will occupy the home for at least a year. Working unregistered draws a $750 citation for a first offense. 805 Central Avenue, Suite 500, (513) 352-3271.

Akron and Summit County. Akron's rule is short: "the City of Akron requires all contractors regardless of trade to register as a contractor if the work they are performing requires a permit to do the work." The filing is the contractor registration application, an Akron Tax Registration Number, a certificate of liability insurance, any state licenses the trade requires, and proof of workers' compensation unless there are no employees. There is no exam and no published registration fee. The building permits themselves come from the Summit County Department of Building Standards, which in March 2024 replaced annual contractor registration with a permit-based process: "the $135 annual fee for contractors and the requirement for a $10,000 bond are now eliminated", though "contractors will still be required to provide liability insurance, State license if applicable, and a Tax ID Number." The same code change requires that property owners working on homes they do not and will not occupy have a qualified contractor take responsibility for the installations. Akron Plans & Permits, 1030 E. Tallmadge Ave., 330-375-2010; registration questions 330-375-2037. Summit County Building Standards, same address, 330-630-7280.

Dayton. The Division of Building Inspection publishes registration and bond forms only for electrical, plumbing, warm air heating and pipe-laying contractors, with separate plumbing journeyman and apprentice forms. There is no Dayton registration for a remodeler or a homebuilder as such; a residential builder pulls permits and hires or employs the registered trades. Building Inspection, 937-333-3979; One Stop Center, 371 West Second Street, second floor, 937-333-3883.

Cuyahoga County. The county created a Division of Building Standards in 2025 "with the mission of improving compliance with State of Ohio Board of Building Standards for both residential and commercial/non-residential construction within the County." It will provide contractor registration, plan review, permitting and inspections for partner communities, with registration "completed through a secure online portal" on its website; the partner community list is still being announced and an approved fee schedule is due by December 1, 2026. The county notes that it "does not offer formal endorsement, evaluation, or recommendation of any contractors or construction services" and directs residents to the state's building department look-up tool for their address. [email protected].

Everywhere else. The remaining hundreds of Ohio municipalities, townships and county building departments each set their own rules, from a full licensing board to nothing beyond a permit and proof of insurance. Identify the department with jurisdiction over the address first, then ask what it registers. Whatever the local answer, the statewide obligations are the same: an OCILB license for any self-performed electrical, HVAC, refrigeration, plumbing or hydronics work, and a written contract meeting R.C. Chapter 4722 for any home construction service contract over $25,000.

Moving to OhioLeaving Ohio

Common questions

Do I have to take the Tennessee residential contractor exam if I'm licensed in Ohio?
Yes. Tennessee requires the trade exam on this path, plus a law or code exam.
What does it cost to get a Tennessee residential contractor license from Ohio?
Published fees on this path total $250, not counting exam vendor fees or bonds.
Do my Ohio work hours count in Tennessee?
Yes. Documented out-of-state experience counts toward Tennessee's eligibility requirements.
Does it work the other way, from Tennessee to Ohio?
Not necessarily. Reciprocity is directed. Going from Tennessee to Ohio, the mechanism is not applicable.

Sources

  1. Tennessee Board for Licensing Contractors - Contractor License Application Package and Instructions · T.C.A. Sections 62-6-111, 62-6-120 · Tennessee Board for Licensing Contractors · Form · verified September 17, 2026
  2. Tennessee Board for Licensing Contractors - Classification Outline · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  3. Tennessee Board for Licensing Contractors - Exam Information · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  4. Tennessee Board for Licensing Contractors - Fees · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  5. Tennessee Board for Licensing Contractors - Get a Contractor License · T.C.A. Title 62, Chapter 6 · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  6. Tennessee Board for Licensing Contractors - Home Improvement License · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
  7. Trade Exam Waiver (Reciprocity) with Tennessee and Request for Contractor License Verification (Rev. 06/2026) · Tennessee Board for Licensing Contractors · Agreement Document · verified September 17, 2026
  8. Rules of the Tennessee Board for Licensing Contractors, Chapter 0680-01 Licensing (November 2025 revision) · Tenn. Comp. R. & Regs. 0680-01-.02, -.12, -.13, -.16, -.20, -.29, -.30, -.32 · Tennessee Secretary of State, Division of Publications · Admin Rule · verified September 17, 2026

Verified dates are when a person last opened each source and confirmed the facts above. Cite the board, not us.

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