Colorado to Tennessee: residential contractor license reciprocity
Colorado does not issue a statewide residential contractor license, so there is nothing to transfer. Here is Tennessee's standard path for out-of-state applicants.
Your origin state does not issue a statewide license at this level, so there is no license to transfer. The destination's standard out-of-state path is shown; expect to meet it in full.
Reference only, not legal advice. Rules change; confirm with the licensing board before you apply. Full disclaimer.
BC-A Residential license by examination (states without a trade exam waiver)
Your out-of-state credentials give no advantage. You meet the destination's requirements from scratch.
A residential contractor arriving from a state that has no trade exam waiver agreement with Tennessee gets no examination credit for the license held elsewhere. The applicant entity files the Initial New Contractor Application online, names a Qualifying Agent, supplies a CPA-reviewed or CPA-audited financial statement, proof of general liability and workers' compensation insurance, a Letter of Reference and a notarized Contractor's Affidavit, and the Qualifying Agent sits both the Tennessee Business and Law examination and the BC-A Residential trade examination. What does carry across state lines is experience: the Board sets the classification and the monetary limit partly on documented experience running projects of the size requested, the application expressly allows experience earned in other states or while working for other contractors, and the Board generally looks for about three years. Tennessee does not accept the NASCLA Accredited Examination at this level; the Board maps it to the commercial BC-B classification. Applications are decided at Board meetings, which are held at least six times a year.
Contractors building single-family homes for $125,000 or less can take the restricted residential route instead: a three-day Board-approved Limited Residential course at a Tennessee community college or vocational school replaces both the BC-A trade examination and the Business and Law examination, and the license is issued as BC-A/r. That license needs a positive working capital and net worth, carries no 10% bid tolerance, and does not allow joint ventures or home inspections; raising the limit or adding a classification later requires the examinations and a reviewed financial statement. Separately, a Home Improvement license rather than a contractor license covers residential improvement contracts of $3,000 to $24,999 in Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford and Shelby counties; that license needs a $10,000 surety bond or equivalent security and no trade exam waiver can be used for it. The Board does not publish a processing time; the Board office is (615) 741-8307 or (800) 544-7693.
At a glance
- Trade exam
- Required
- Law / code exam
- Required
- Out-of-state hours
- Count toward eligibility
What you must already have
- Documented construction experience appropriate to the classification and monetary limit requested. Tennessee sets no fixed minimum number of years, but the Board states it prefers about three years and weighs experience, plant and equipment when it assigns a classification.Experience may be shown through previous employment, volunteer work, internships, education or training, evidenced by letters of recommendation, certificates, diplomas or employment verification, and may have been earned working for other contractors or in another state.
- The Qualifying Agent who holds the out-of-state credential is an owner, officer or full-time employee of the Tennessee applicant entity; a Qualifying Agent who is not an owner files a Power of Attorney with the application.
What you'll do to get licensed in Tennessee
- 1Trade exam. Pass the destination's trade exam. Tennessee BC-A Residential trade examination, administered after the Board approves the application. It is open book, 100 questions, 300 minutes, 73% to pass..
- 2Law / code exam. Pass a law, rules, or code exam. Tennessee Business and Law examination, taken by the Qualifying Agent after the Board approves the application. It is open book, 50 questions, 140 minutes, 73% to pass, and is drawn from the Contractors' Guide to Business, Law and Project Management, Tennessee Edition. It is not waived by any trade exam waiver agreement or by the NASCLA examination; the only contractor license that does not require it is the restricted residential BC-A/r. Examination scores are typically treated by the Board as valid for two years..
- 3Application fee. Pay the application fee ($250). Non-refundable application and initial license fee of $250, paid with the Initial New Contractor Application at core.tn.gov (Tenn. Comp. R. & Regs. 0680-01-.20(1)). The license renews every two years at $200, with a $20 per month late penalty for up to twelve months..
- 4Exam fee. Pay the exam fee. Examination fee, paid to the testing company rather than to the Board. The Board's rule sets the fee as whatever the administering company charges subject to Board approval, so no amount is published by the Board; Prov began administering Tennessee contractor examinations on July 1, 2026 and publishes the current fee when an examination is booked. One fee is charged for each examination taken..
- 5Financial responsibility. Show financial responsibility. Financial statement prepared by a licensed public accountant or CPA on the accountant's letterhead, in the name of the applicant entity, conforming to GAAP and dated no more than twelve months before the application. There is no fixed minimum dollar figure: the monetary limit on the license is set at ten times the lesser of working capital and net worth, supported by experience, so a $150,000 limit needs $15,000 of each and an unlimited license needs $300,000 of each. A reviewed opinion is required for a limit of $3,000,000 or less and an audited opinion above that. A line of credit or a Board Guaranty Agreement may be used to supplement working capital or net worth..
- 6Surety bond. Post a surety bond (if applicable). Optional alternative to the CPA-reviewed or CPA-audited financial statement: from July 1, 2026 the Board accepts a Contractors' Surety Bond on the Board's own form in an amount of at least 50% of the monetary limit requested. A bond or Guaranty Agreement may also be required in addition to the financial statement where the statement is primarily cash without fixed assets or where a parent company guarantees the applicant..
- 7Insurance. Carry the required insurance ($100,000). Certificate of general liability insurance in the same name as the license, listing the Board as certificate holder. The Board's minimum coverage is set by the monetary limit requested: $100,000 of coverage for a limit up to $500,000, $500,000 of coverage for a limit of $501,001 to $1,500,000, and $1,000,000 of coverage above $1,500,001 to unlimited. Workers' compensation insurance is also required unless the business has no employees and qualifies for an exemption or registers as a Construction Services Provider. The amount shown is the lowest coverage tier..
- 8Business license. Obtain a business license. The license is issued to a legal entity in its exact name, so the corporation, LLC or limited partnership must be registered with the Tennessee Secretary of State before the license is issued; an entity formed in another state registers as a foreign entity and files its Certificate of Authority or Articles of Organization. A separate business tax license from the Tennessee Department of Revenue is needed for each city or county the contractor operates in..
- 9Other. Letter of Reference on the Board's form from a past client, employer or code official who can speak to construction experience; it may be from outside Tennessee but may not come from a relative, and only one is needed. Also required: a Contractor's Affidavit signed and notarized by the Qualifying Agent, owners, partners, members, main officers and major stockholders, a statement of experience and management information, and a list of equipment. An interview at a Board meeting may be required, for example where the Qualifying Agent is not a majority owner and has been employed less than six months, where the experience shown is thin for the limit requested, or where there is complaint, judgment, bankruptcy or felony history..
Published fees on this path total $250, excluding exam-vendor fees, bonds, and insurance.
What you'll need to buy or arrange
Exam preparation
Most boards contract PSI, Prov, or ICC for exams. Check which code edition the exam is written to before buying a prep course.
- Trade exam
- Law / code exam
- Exam fee
Surety bond
A license or contractor bond is bought from a surety, not the state. Price is a small percentage of the bond amount and depends on your credit.
- Surety bond · if applicable
Liability insurance
Some states require proof of general liability or workers' compensation coverage at licensing time.
- Insurance · $100,000
Business registration
If you plan to contract in your own name, budget for a business license or entity registration on top of the trade license.
- Business license
How Tennessee licenses residential contractors
Tennessee residential contractor · “Contractor license, BC-A Residential classification (BC-A/r restricted under $125,000)”
Statewide license
Issued by Tennessee Board for Licensing Contractors (Department of Commerce and Insurance)
Tennessee licenses contractors at state level, and the residential tier is the BC-A classification issued by the Board for Licensing Contractors under T.C.A. Title 62, Chapter 6. A contractor license must be in hand before bidding on, offering on or contracting for a project of $25,000 or more, and BC-A covers construction, remodeling, repair or improvement of one-, two-, three- and four-family residences not exceeding three stories, plus accessory structures. The license belongs to the business rather than to the person: it is issued to a sole proprietor, corporation, LLC or partnership in that entity's exact name and is qualified by a named Qualifying Agent, an owner, officer or full-time employee who personally passes the examinations, so an inbound builder applies as or for the entity that will sign contracts. Every license also carries a monetary limit, the largest single contract the licensee may take, set at ten times the lesser of the applicant's working capital and net worth as shown on a CPA-reviewed or CPA-audited financial statement, together with documented experience on projects of that size. Contractors building single-family homes for $125,000 or less may instead hold the restricted BC-A/r license, which replaces both examinations with a three-day Board-approved course at a Tennessee community college or vocational school. Residential improvement work between $3,000 and $24,999 in nine named counties falls under the Board's separate Home Improvement license instead of this one.
Why Colorado has nothing to transfer
Colorado residential contractor · “Residential / Home Builder contractor license (Class C in most jurisdictions)”
Licensed by cities and counties
Colorado issues no statewide residential or home builder contractor license. DORA's consumer page says plainly that general contractors are not licensed at the state level and tells consumers to check with their city, and the Pikes Peak Regional Building Department's exam notice states that "Colorado does NOT have a state license for the building or mechanical trades." Homebuilding is licensed instead by each city, county or regional building department, most of which use a Class C tier for one- and two-family dwellings; Denver calls it Residential Contractor Class C, Colorado Springs calls it Building Contractor C (Home Builder), Fort Collins splits it into Classes D1 and D2, and Aurora calls it Residential Building Contractor. The license is normally issued to the contracting business and is qualified by a named individual who holds the supervisor certificate, so an arriving builder usually applies for the personal certificate first and the company license second. Almost every licensing jurisdiction accepts the same underlying credential - the ICC National Standard Residential Building Contractor (C) examination - which makes the exam, rather than an out-of-state license, the thing that actually travels. A license must be obtained in each jurisdiction where the builder will pull permits, and a few places, such as unincorporated Douglas County, require only registration and no exam at all.
How local licensing works in Colorado
How local licensing works. There is no state contractor board, so each city, county or regional building department writes its own contractor ordinance under its building code. Class letters mean different things in different places, and holding a license in one Colorado jurisdiction does not let you pull permits in the next one. Most jurisdictions build the residential tier around the ICC National Standard Residential Building Contractor (C) examination, which is open book, multiple choice and delivered by Pearson VUE; the same exam appears under different ICC exam IDs (W13, F13, G13) because each jurisdiction adopts a different edition of the building code and requires a current one. Passing an ICC exam is not itself a license - it is a credential you then present to each building department, which also verifies your experience.
Denver. Licensing is two steps. The individual first earns a Residential Contractor Class C supervisor certificate, which covers erecting, adding to, altering or repairing one- and two-family dwellings, U occupancy buildings and attached single-unit dwellings (IRC townhouses). It requires two years of field work as a journeyman carpenter or construction foreman with foundation, framing and roofing experience, documented with notarized letters, plus ICC exam #F13 National Standard Residential Building Contractor C. The certificate costs $60 and renews every three years. The business then applies for the Residential Contractor Class C license, $250 for three years. Denver states that it "does not accept or reciprocate contractor licenses and/or certificates from other counties or states."
Colorado Springs, El Paso County and nearby towns (Pikes Peak Regional Building Department). PPRBD licenses for unincorporated El Paso County, Colorado Springs, Fountain, Manitou Springs, Green Mountain Falls, Monument, Palmer Lake, Calhan and Woodland Park. Building Contractor C (Home Builder) covers one- and two-family dwellings up to three stories plus accessory structures, and R-2 buildings of up to eight units and two stories; the license fee is $150 with a $50 non-refundable application fee. Building Contractor E covers residential accessory structures and interior nonstructural remodeling, $75. Applicants file three reference forms documenting experience, a liability insurance certificate naming PPRBD, a workers' compensation certificate or rejection of coverage, a Colorado certificate of good standing and a name-based judicial record check; the Licensing Committee and Board of Review act on each file. PPRBD accepts ICC National Standardized or ICC Colorado Standard exams passed on or after January 1, 2016 and states that "no out-of-state exams will be accepted."
Aurora. Residential Building Contractor "Requires ICC Residential Building Contractor 'C' Certification"; the supervisor license fee is $131 and the license fee is $235, and registration plus three job references are also required. Remodeling contractors register with three years of documented experience instead of taking an exam.
Fort Collins. The residential-only classes are D1 (single-family attached and detached, no more than two dwelling units, townhouses), D2 (detached garages and Group U Division 1 occupancies up to 1,000 sq ft), E(R) nonstructural residential alterations and MM. All of them require ICC exam G13, plus three project verifications, each with the permit and the final inspection or certificate of occupancy, signed by someone unconnected to the applicant's company. General liability of $1,000,000 per person and $2,000,000 per accident and aggregate is required. A new license with supervisor certificate is $300 for two years, including a $75 non-refundable application fee.
Boulder. Class C covers construction, alteration, wrecking or repair of any detached one- and two-family dwelling or townhome and requires the ICC C Contractors certificate. Boulder states that it "does not accept reciprocal licenses from other jurisdictions," and its license covers work inside city limits only. Fee amounts are published in Boulder's contractor license application and schedule of fees.
Jefferson County. For unincorporated Jefferson County, a Class C license (labeled 2018 G13) covers one- and two-family dwellings and accessory buildings. The county accepts "proof that you have passed an appropriate ICC exam within the last 3 years or ... a copy of a valid license issued from an ICC participating jurisdiction." The fee is $50 and the license renews annually.
Arapahoe County. Building Contractor Class C (residential) costs $180 and requires an ICC Class "C" certification or an equivalent certification from a recognized state or national certification entity. General liability of $1,000,000 per occurrence and $2,000,000 aggregate must name the county.
Lakewood. Contractors register with Public Works; class A-3 Residential covers new construction and remodeling. The registration page does not impose an exam on general contractors but asks A-1 and A-2 applicants to attach any ICC certifications held. The fee is $150 for the first probationary year and $400 for each subsequent three-year renewal.
Douglas County. Unincorporated Douglas County requires registration rather than a license and states that it "has no testing requirements." Registrants file the application, workers' compensation proof or an exemption statement and business liability insurance naming the Building Division; registration fees are currently waived and applications are processed in about two business days.
Out-of-state holders. No Colorado jurisdiction reviewed grants a residential contractor license on the strength of another state's license. Denver and Boulder say so expressly, and PPRBD will not accept out-of-state exam results. The practical route is to pass the ICC National Standard Residential Building Contractor (C) exam on a code edition the jurisdiction currently accepts, gather documented project experience and references, and then apply separately in each city or county where you intend to build. Jefferson County is the clearest exception: it will take a current license from another ICC participating jurisdiction in place of the exam. Confirm the class, exam code year and fee with the building department before applying, because these change independently in every jurisdiction.
- Denver (Community Planning and Development)
- Colorado Springs / El Paso County (Pikes Peak Regional Building Department)
- Aurora (Building Division)
- Fort Collins (Planning and Development Services)
- Lakewood (Public Works)
- Boulder
- Jefferson County (Division of Building Safety)
- Arapahoe County (Building Division)
- Douglas County (Building Division)
Common questions
- Do I have to take the Tennessee residential contractor exam if I'm licensed in Colorado?
- Yes. Tennessee requires the trade exam on this path, plus a law or code exam.
- What does it cost to get a Tennessee residential contractor license from Colorado?
- Published fees on this path total $250, not counting exam vendor fees or bonds.
- Do my Colorado work hours count in Tennessee?
- Yes. Documented out-of-state experience counts toward Tennessee's eligibility requirements.
- Does it work the other way, from Tennessee to Colorado?
- Not necessarily. Reciprocity is directed. Going from Tennessee to Colorado, the mechanism is not applicable.
Sources
- Tennessee Board for Licensing Contractors - Contractor License Application Package and Instructions · T.C.A. Sections 62-6-111, 62-6-120 · Tennessee Board for Licensing Contractors · Form · verified September 17, 2026
- Tennessee Board for Licensing Contractors - Classification Outline · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
- Tennessee Board for Licensing Contractors - Exam Information · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
- Tennessee Board for Licensing Contractors - Fees · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
- Tennessee Board for Licensing Contractors - Get a Contractor License · T.C.A. Title 62, Chapter 6 · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
- Tennessee Board for Licensing Contractors - Home Improvement License · Tennessee Department of Commerce and Insurance · Agency Page · verified September 17, 2026
- Trade Exam Waiver (Reciprocity) with Tennessee and Request for Contractor License Verification (Rev. 06/2026) · Tennessee Board for Licensing Contractors · Agreement Document · verified September 17, 2026
- Tennessee Board for Licensing Contractors - Candidate Information Bulletin · PSI Services LLC for the Tennessee Board for Licensing Contractors · Other · verified September 17, 2026
- Rules of the Tennessee Board for Licensing Contractors, Chapter 0680-01 Licensing (November 2025 revision) · Tenn. Comp. R. & Regs. 0680-01-.02, -.12, -.13, -.16, -.20, -.29, -.30, -.32 · Tennessee Secretary of State, Division of Publications · Admin Rule · verified September 17, 2026
Verified dates are when a person last opened each source and confirmed the facts above. Cite the board, not us.