Kansas to Montana: home inspector license reciprocity

Montana licenses home inspectors statewide, and the license is new. Until the end of 2025 the state ran a home inspector registration; House Bill 225, enacted in the 2025 session, turned that registration into a license and wrote the qualifications into a new chapter of the Montana Code Annotated, Title 37, chapter 55. Since January 1, 2026 no one may practice home inspection in Montana without a home inspector license, and everyone who held an active registration on December 31, 2025 was converted to the new license automatically. The program sits in the Department of Labor & Industry's Business Standards Division and has no board of its own; it is one of the department's board-less licensing programs, alongside the boiler operator, crane and hoisting operator, fire protection and property management programs. There is only one grade of the credential, with no apprentice, associate or trainee tier, and the qualifications are short: forty hours of department-approved comprehensive home inspection instruction, membership in a national home inspection association, and at least $125,000 of errors and omissions liability insurance. Montana writes no examination at all, requires no continuing education, and charges $80 to apply and $80 to renew, with licenses renewing every two years. The association membership and the insurance are not one-time hurdles; state law requires both to be maintained for as long as the license is held. Chapter 55 also sets conduct rules that apply regardless of where an inspector trained: a written report is mandatory unless the client releases the inspector in writing, the report has to identify the systems inspected, any major visible defects and any recommendations for further evaluation, and an inspector may not take pay from more than one financially interested party without written approval from all of them, may not accept a commission or allowance from anyone associated with the client, and must promptly disclose any business interest or relationship that could affect the client.

Kansas issues no home inspector license, certificate or registration, and neither does any Kansas city. The state's own index of what requires registration, licensing or a permit, published by the Kansas Business Center One Stop, runs alphabetically from accountants to well water contractors and names the boards of accountancy, barbering, cosmetology, healing arts, mortuary arts, nursing, pharmacy and technical professions, the behavioral sciences regulatory board, the departments of agriculture, commerce, health and environment, labor and revenue, the insurance department, the bank commissioner, the secretary of state and the attorney general. There is no home inspector on it. Kansas came closer to licensing this trade than most states that now license nobody. The Kansas home inspectors registration board was established in 2008, and from January 1, 2010 every individual performing a home inspection had to be registered by it; the board had five governor-appointed members, three of them inspectors with at least five years in practice and a thousand fee-paid inspections behind them, and registrants had to be at least eighteen, to hold a high school diploma or equivalent unless already in practice, and to show general liability insurance. The whole article carried a sunset and expired on July 1, 2013. Nothing replaced it, so a Kansas registered home inspector credential has not existed for more than a decade, and an inspector arriving from another state has nothing to apply for, no examination to sit and nothing to transfer. Because Kansas holds no home inspector examination, the National Home Inspector Examination has nothing to stand in for here, and any "certified" designation an inspector advertises comes from a private trade association rather than from the state. The municipal answer is the same. Kansas has no state construction contractor license at all, so cities and counties do that licensing, and those are the lists where a local inspector credential would appear if one existed: the Johnson County contractor licensing program, which serves the Kansas side of the Kansas City metropolitan area, issues Class A general, Class B building, Class C residential, and the Class D specialty licenses for electrical, fire protection, mechanical, plumbing, roofing, swimming pool and wood framing work, and nothing for inspectors; Overland Park's own directory of permits and licenses covers business and home-based business licenses, massage, pawnbrokers, precious metal dealers, taxis and car services, transient merchants, pools and spas, rental licensing, liquor, signs and special events, and nothing for inspectors; and Wichita's business license categories are adult entertainment, advertising, animals, cemeteries, entertainment, miscellaneous, lodging and residential, sales and services, security, special events, transportation and wells, again with nothing for inspectors. A general business license from the city or county clerk may still be needed simply to trade, and that is a business formality rather than a qualification. What binds a Kansas home inspector instead is the Kansas Consumer Protection Act. Section 50-626 provides that no supplier shall engage in any deceptive act or practice in connection with a consumer transaction, and lists as violations, whether or not any consumer was in fact misled, representing knowingly or with reason to know that services have characteristics, uses or benefits they do not have, that the supplier has a sponsorship, approval, status, affiliation or connection it does not have, or that services are of a particular standard, quality or grade when they materially differ; the willful use of exaggeration, falsehood, innuendo or ambiguity as to a material fact; the willful failure to state or the concealment of a material fact; and falsely stating that services, replacements or repairs are needed. An aggrieved consumer may sue for a declaratory judgment or an injunction and may recover the greater of damages or a civil penalty of up to $10,000 per violation, and the court may award attorney fees. Kansas has enacted no statutory standard of care for home inspectors since the 2013 expiration, so the written pre-inspection agreement and ordinary contract and negligence law set the duty owed. The adjacent credentials worth knowing are the roofing contractor registration, which the attorney general administers under the Kansas roofing registration act passed in 2013: no person may engage in the business of or act as a roofing contractor in Kansas without a valid registration certificate, and an unregistered roofing contractor cannot bring or maintain a claim in a Kansas court arising from that business, on pain of the same civil penalty. Alongside it sit the city and county contractor licenses for the trades that repair what a report finds, the Kansas State Board of Technical Professions licenses for architects, professional engineers, landscape architects, land surveyors and geologists, the Kansas Department of Health and Environment credentials for asbestos and lead work, and the real estate broker and appraiser licenses for the rest of the transaction.