LicensebyState

Moving to Mississippi as a home inspector: every state's rule

Mississippi has reciprocity agreements with 0 states. Everyone else follows its standard out-of-state path: endorsement.

Mississippi home inspector · “Licensed Home Inspector”

Statewide license

Verified September 17, 2026· 5 sources

Issued by Mississippi Home Inspection Division / Home Inspector Regulatory Board (Mississippi Real Estate Appraisal Board)

Mississippi licenses home inspectors statewide, and nobody may conduct a home inspection for compensation or hold themselves out as a home inspector without that license. Since July 1, 2024, the program has been run by the Mississippi Real Estate Appraisal Board through the Mississippi Home Inspection Division, advised by a five-member Home Inspector Regulatory Board; the Mississippi Real Estate Commission no longer administers it, so applications and questions now go to the Division in Jackson rather than to the Commission. There is a single license and no apprentice, associate or trainee grade beneath it. The license is personal and is never issued to a partnership, company or firm, although a licensed inspector may inspect for one. One optional add-on sits on top of it: the New Home, or "NH", designation, which an inspector must hold before inspecting new construction at any stage and which requires an active Mississippi residential builder license and an International Code Council certification. Mississippi is one of the states that requires errors and omissions cover outright, at $250,000, alongside $250,000 of general liability. Licenses run two years and renewal depends on 20 hours of continuing education and on both policies staying in force.

Every origin state

Endorsement 36No credit 14
Every state's path into Mississippi
StateMechanismNoteVerified
AlabamaEndorsement2026-09-17
AlaskaEndorsement2026-09-17
ArizonaEndorsement2026-09-17
ArkansasEndorsement2026-09-17
CaliforniaNo creditno state license to transfer2026-09-17
ColoradoNo creditno state license to transfer2026-09-17
ConnecticutEndorsement2026-09-17
DelawareEndorsement2026-09-17
District of ColumbiaNo creditno state license to transfer2026-09-17
FloridaEndorsement2026-09-17
GeorgiaNo creditno state license to transfer2026-09-17
HawaiiNo creditno state license to transfer2026-09-17
IdahoNo creditno state license to transfer2026-09-17
IllinoisEndorsement2026-09-17
IndianaEndorsement2026-09-17
IowaNo creditno state license to transfer2026-09-17
KansasNo creditno state license to transfer2026-09-17
KentuckyEndorsement2026-09-17
LouisianaEndorsement2026-09-17
MaineNo creditno state license to transfer2026-09-17
MarylandEndorsement2026-09-17
MassachusettsEndorsement2026-09-17
MichiganNo creditno state license to transfer2026-09-17
MinnesotaNo creditno state license to transfer2026-09-17
MissouriNo creditno state license to transfer2026-09-17
MontanaEndorsement2026-09-17
NebraskaEndorsement2026-09-17
NevadaEndorsement2026-09-17
New HampshireEndorsement2026-09-17
New JerseyEndorsement2026-09-17
New MexicoEndorsement2026-09-17
New YorkEndorsement2026-09-17
North CarolinaEndorsement2026-09-17
North DakotaEndorsement2026-09-17
OhioEndorsement2026-09-17
OklahomaEndorsement2026-09-17
OregonEndorsement2026-09-17
PennsylvaniaNo creditno state license to transfer2026-09-17
Rhode IslandEndorsement2026-09-17
South CarolinaEndorsement2026-09-17
South DakotaEndorsement2026-09-17
TennesseeEndorsement2026-09-17
TexasEndorsement2026-09-17
UtahEndorsement2026-09-17
VermontEndorsement2026-09-17
VirginiaEndorsement2026-09-17
WashingtonEndorsement2026-09-17
West VirginiaEndorsement2026-09-17
WisconsinEndorsement2026-09-17
WyomingNo creditno state license to transfer2026-09-17

Getting licensed in Mississippi from scratch

No license yet, or nothing that transfers? This is how Mississippi issues a home inspector license to a first-time applicant.

Verified September 23, 2026· 10 sources

Home inspector license by pre-licensing course and national examination

Mississippi licenses a new home inspector who is at least 21, has a high school diploma or its equivalent, and has completed an approved course of study of at least 60 hours, which may include field work. You must also pass the National Home Inspector Examination, which you schedule yourself with its test vendor, PSI; Mississippi writes no examination of its own and has no state law-and-rules test. Before applying, buy $250,000 of general liability insurance and $250,000 of errors and omissions insurance in your own name, then mail the notarized application to the Mississippi Home Inspection Division in Jackson with the course certificate, your exam result, the insurance certificate, your diploma or transcript and $500 in fees. The Division mails you a fingerprint card for a state and FBI background check once it approves the application. There is no apprentice, associate or trainee tier and no required number of supervised inspections.

The Division does not give or schedule the examination; you register with the test vendor for the Examination Board of Professional Home Inspectors and send your passing result with the application. The National Home Inspector Examination is a four-hour computer test with no notes, books or calculators allowed, scored on a scale of 200 to 800, with 500 needed to pass. You may retake it after waiting 30 days, paying the fee again each time. The Division's how-to guide says your pass must be no more than three years old when you apply. The Division's application instructions describe this route for Mississippi residents; if you live in another state and hold no home inspector license anywhere, ask the Division at (601) 359-5440 how to apply. Section 73-60-11 requires the Board to tell you within 30 days of receiving your application whether it is accepted or rejected, but the Division does not publish a typical processing time. You may not inspect new construction at any stage until you also hold the New Home (NH) designation, which requires a Mississippi residential builder license and an International Code Council certification. Fees are paid by check or money order payable to the Mississippi Home Inspection Division. The application must be notarized and include a full-face and a profile photograph and a notarized Pledge-Certification to follow the Standards of Practice and Code of Ethics; Mississippi has adopted those of the American Society of Home Inspectors (ASHI).

Trade exam
Required
Law / code exam
Not required
Exam given by
PSI (National Home Inspector Examination)
Exam format
Closed book
Renewal
Every 2 years
Continuing education
20 hours per cycle

Who can apply

  • Be at least 21 years old.
  • High school diploma or its equivalent, or a college degree. Attach a copy of your diploma, GED or transcript to the application.
  • No home inspector license revoked in any jurisdiction in the five years before you apply. The Board may also refuse a license for a felony conviction or a guilty or no contest plea within the previous five years, and must refuse one to an applicant whose background calls public trust into question.Sections 73-60-31 and 73-60-47. The application asks about any license denied, revoked or suspended in any state, any criminal conviction and any court judgment against you, and asks for five years of employment history.

Steps to get licensed

  1. 1Pre-license course. Complete the required pre-license course. An approved course of study of at least 60 hours, which may include field work, required by Section 73-60-11. The Division's guidance accepts coursework that any state home inspector board accepts, pre-licensing education certified by a home inspector society, institute, council or association, or a program approved by the U.S. Department of Education; the course needs to meet only one of these. The Division has not yet published its own list of approved providers. Attach the original completion certificate or a certified copy to the application. The course fee is set by the provider..
  2. 2Trade exam. Pass the destination's trade exam. The National Home Inspector Examination, developed by the Examination Board of Professional Home Inspectors and given at PSI test centers. The Division states that you must pass it to obtain the basic license, and Mississippi adds no state-specific portion. Proof of passing goes in with the application..
  3. 3Exam fee. Pay the exam fee ($225). National Home Inspector Examination fee, paid to the test vendor when you register and again for each retake. The Examination Board of Professional Home Inspectors lists $225 per test in most states and asks you to confirm the price when registering. The fee is nonrefundable and is forfeited if you cancel less than two business days ahead, miss the appointment, or do not test within one year of registering..
  4. 4Application fee. Pay the application fee ($175). Application fee, paid by check or money order to the Mississippi Home Inspection Division with the application. Section 73-60-29 sets $175 as the maximum for the combined application and examination fee..
  5. 5License fee. Pay the license or certificate fee ($325). License fee, sent with the application fee for $500 in total. The license expires two years after the date it is issued..
  6. 6Insurance. Carry the required insurance ($250,000). General liability insurance of at least $250,000 per occurrence, required by Section 73-60-13. The certificate must be in your own name, not a company's, list general liability separately from errors and omissions, and name the Mississippi Home Inspection Division, 239 North Lamar Street, Suite 502, Jackson, MS 39201, as certificate holder. The policy must give the Board at least 10 days' written notice before cancellation or nonrenewal..
  7. 7Insurance. Carry the required insurance ($250,000). Errors and omissions insurance of at least $250,000 per occurrence, also required by Section 73-60-13 and filed with the application on the same terms as the liability certificate. Mississippi requires this cover outright; a bond cannot replace it. Operating without the required cover is a ground for discipline..
  8. 8Background check. Complete a background check. A fingerprint-based criminal history check of the Mississippi central criminal database and the FBI database, required by Section 73-60-47. After the Division approves your application it mails a fingerprint card and an authorization form, which must be signed in front of a witness, to the residence address on your application. If you have an arrest record, declare it on the application with a notarized statement of the facts and the outcome. The Board charges you what the check costs it but does not publish the amount; ask the Division at (601) 359-5440..

Published fees on this path total $725, excluding exam-vendor fees, bonds, and insurance.

Keeping it active

Every 2 years with 20 hours of continuing education per cycle.

Twenty hours of Board-approved continuing education every two years, in the classroom or online, before the license can be renewed. The Division names the American Society of Home Inspectors and the International Association of Certified Home Inspectors as providers you can use, along with any other approved provider. Send completion certificates to the Division's education contact at the Appraisal Board, [email protected].

The license expires two years after its date of issue. Section 73-60-29 caps the renewal fee at $325, but the Division does not publish its current renewal fee separately; renewing late adds a penalty of 100% of the renewal fee. Every renewal also needs a new fingerprint-based background check, and a license whose fingerprint card and consent form are not in by the renewal date is placed on inactive status. Your liability and errors and omissions certificates must stay in force, and renewal certificates go to the same Appraisal Board contact. Renewal is done through the Division's online licensee login.

Pre-license education

Where a board mandates a course before the exam, it publishes a list of approved schools. Confirm a provider is on that list before enrolling.

  • Pre-license course

Exam preparation

Most boards contract PSI, Prov, or ICC for exams. Check which code edition the exam is written to before buying a prep course.

  • Trade exam
  • Exam fee · $225

Liability insurance

Some states require proof of general liability or workers' compensation coverage at licensing time.

  • Insurance · $250,000
  • Insurance · $250,000

Continuing education

Renewals usually need approved CE hours, often on the latest NEC. Reciprocal licensees are rarely exempt.

  • Continuing education

Sources for this section

  1. Title 73, Chapter 60, Mississippi Code of 1972 - Home Inspectors (full chapter, revised July 2021) · Miss. Code Ann. §§73-60-15, 73-60-19, 73-60-25, 73-60-43 · Mississippi Real Estate Commission · Statute · verified September 17, 2026
  2. Mississippi Home Inspector License Law - adopted July 1, 2024 (House Bill 1324, 2024 Regular Session) · Miss. Code Ann. §§73-60-1, -3, -5, -7, -9, -11, -13, -17, -21, -23, -27, -29, -31, -47; 73-34-9(1)(bb) · Mississippi Home Inspection Division / Mississippi Legislature · Statute · verified September 23, 2026
  3. Mississippi Home Inspector Division - How to become a Licensed Home Inspector · Mississippi Real Estate Appraisal Board · Agency Page · verified September 23, 2026
  4. About the Mississippi Home Inspector Division · Miss. Code Ann. §73-60-1 et seq. · Mississippi Home Inspection Division · Agency Page · verified September 23, 2026
  5. Mississippi Home Inspection Division - Application Instructions · Mississippi Home Inspection Division · Form · verified September 23, 2026
  6. MHID Criminal Background Check Form - Authorization to Release Information · Mississippi Home Inspection Division · Form · verified September 23, 2026
  7. Forms and How To Become a Home Inspector - Mississippi Home Inspection Division · Mississippi Home Inspection Division · Agency Page · verified September 23, 2026
  8. Application for Home Inspector License and Application Instructions (revised July 2026) · Mississippi Home Inspection Division · Form · verified September 23, 2026
  9. National Home Inspector Examination - Overview (EBPHI candidate packet, hosted by the Division) · Examination Board of Professional Home Inspectors / Mississippi Home Inspection Division · Form · verified September 23, 2026
  10. National Home Inspector Examination - Exam Overview Packet · Examination Board of Professional Home Inspectors · Other · verified September 23, 2026

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