Moving to New York as a home inspector: every state's rule
New York has reciprocity agreements with 0 states. Everyone else follows its standard out-of-state path: endorsement.
New York home inspector · “Home Inspector”
Statewide license
Issued by New York State Department of State, Division of Licensing Services
New York licenses home inspectors statewide. The Department of State's Division of Licensing Services issues the license under Article 12-B of the Real Property Law, the home inspection professional licensing act, and the rules at 19 NYCRR Part 197, and no one may conduct a home inspection for compensation, or claim to be able to, without it. That is worth saying next to New York's contractor pages, because the two trades are opposites here: New York licenses no general or residential contractor at state level and leaves builders to New York City and other local departments, but home inspection is a single statewide credential with one standard and one examination. The license is personal and issued to an individual, and there is only one grade of it. No apprentice, associate or trainee tier exists, so an experienced inspector arriving from another state applies for exactly the license a New Yorker applies for. A home inspection is defined as observing and reporting in writing on the systems and components of a residential building of one to four dwelling units, and the statute expressly excludes inspecting for radon or pests. Architects and professional engineers regulated by New York, and code enforcement officials acting within their government employment, may perform home inspections without this license, although an architect or engineer who opens a home inspection business must hold it. Licenses run two years, every licensee files proof of general liability insurance with the Secretary of State and keeps it in force, and renewal depends on 24 hours of approved continuing education.
Every origin state
| State | Mechanism | Note | Verified |
|---|---|---|---|
| Alabama | Endorsement | 2026-09-17 | |
| Alaska | Endorsement | 2026-09-17 | |
| Arizona | Endorsement | 2026-09-17 | |
| Arkansas | Endorsement | 2026-09-17 | |
| California | No credit | no state license to transfer | 2026-09-17 |
| Colorado | No credit | no state license to transfer | 2026-09-17 |
| Connecticut | Endorsement | 2026-09-17 | |
| Delaware | Endorsement | 2026-09-17 | |
| District of Columbia | No credit | no state license to transfer | 2026-09-17 |
| Florida | Endorsement | 2026-09-17 | |
| Georgia | No credit | no state license to transfer | 2026-09-17 |
| Hawaii | No credit | no state license to transfer | 2026-09-17 |
| Idaho | No credit | no state license to transfer | 2026-09-17 |
| Illinois | Endorsement | 2026-09-17 | |
| Indiana | Endorsement | 2026-09-17 | |
| Iowa | No credit | no state license to transfer | 2026-09-17 |
| Kansas | No credit | no state license to transfer | 2026-09-17 |
| Kentucky | Endorsement | 2026-09-17 | |
| Louisiana | Endorsement | 2026-09-17 | |
| Maine | No credit | no state license to transfer | 2026-09-17 |
| Maryland | Endorsement | 2026-09-17 | |
| Massachusetts | Endorsement | 2026-09-17 | |
| Michigan | No credit | no state license to transfer | 2026-09-17 |
| Minnesota | No credit | no state license to transfer | 2026-09-17 |
| Mississippi | Endorsement | 2026-09-17 | |
| Missouri | No credit | no state license to transfer | 2026-09-17 |
| Montana | Endorsement | 2026-09-17 | |
| Nebraska | Endorsement | 2026-09-17 | |
| Nevada | Endorsement | 2026-09-17 | |
| New Hampshire | Endorsement | 2026-09-17 | |
| New Jersey | Endorsement | 2026-09-17 | |
| New Mexico | Endorsement | 2026-09-17 | |
| North Carolina | Endorsement | 2026-09-17 | |
| North Dakota | Endorsement | 2026-09-17 | |
| Ohio | Endorsement | 2026-09-17 | |
| Oklahoma | Endorsement | 2026-09-17 | |
| Oregon | Endorsement | 2026-09-17 | |
| Pennsylvania | No credit | no state license to transfer | 2026-09-17 |
| Rhode Island | Endorsement | 2026-09-17 | |
| South Carolina | Endorsement | 2026-09-17 | |
| South Dakota | Endorsement | 2026-09-17 | |
| Tennessee | Endorsement | 2026-09-17 | |
| Texas | Endorsement | 2026-09-17 | |
| Utah | Endorsement | 2026-09-17 | |
| Vermont | Endorsement | 2026-09-17 | |
| Virginia | Endorsement | 2026-09-17 | |
| Washington | Endorsement | 2026-09-17 | |
| West Virginia | Endorsement | 2026-09-17 | |
| Wisconsin | Endorsement | 2026-09-17 | |
| Wyoming | No credit | no state license to transfer | 2026-09-17 |
Getting licensed in New York from scratch
No license yet, or nothing that transfers? This is how New York issues a home inspector license to a first-time applicant.
Home Inspector license by education or supervised experience and examination
New York has one home inspector license and no apprentice, associate or trainee tier. To earn it from scratch you complete a Department of State-approved course of at least 140 hours, 40 of them unpaid field inspections under a New York licensed home inspector, engineer or architect, or you instead perform at least 100 home inspections under that same direct supervision. You must also pass either the Department's own written examination or the National Home Inspector Examination (NHIE); there is no separate state law and rules paper. You then apply to the Division of Licensing Services with proof of a high school diploma or equivalent, a $250 fee that covers the application and the two-year license, and proof of general liability insurance of at least $150,000 per occurrence and $500,000 in the aggregate.
New York's own examination is a multiple-choice paper drawn from the 140-hour curriculum, covering license law, report writing, heating, cooling and plumbing systems, insulation and ventilation, structural, exterior and interior components and electrical systems. You get two and a half hours. You register at the test center on the day, seats are first-come first-served, and it is offered in English, Spanish, Haitian-Creole, Italian, Korean, Russian and Chinese. Results are mailed as pass or fail with no numerical score, a passing result is valid for two years, and a candidate who fails asks for a new date by emailing [email protected]. The NHIE is booked and paid for with PSI; it allows four hours, does not permit notes, books or calculators, is scored on a 200 to 800 scale with 500 needed to pass, and a failed candidate must wait 30 days before retaking it. Either way, the original pass notice goes in with the application. People performing supervised inspections to earn the 100-inspection qualification do not need a license while they do so. New York licensed architects and professional engineers who open a home inspection business qualify on a copy of that license and are exempt from the coursework, the examination and continuing education. The licensing law sets no minimum age, and the Department publishes no processing time. Questions go to the Division of Licensing Services at (518) 474-4429.
- Trade exam
- Required
- Law / code exam
- Not required
- Exam given by
- NYS Department of State (state exam) or PSI (NHIE)
- Renewal
- Every 2 years
- Continuing education
- 24 hours per cycle
Who can apply
- High school diploma or its equivalent.
- At least 40 hours of unpaid field-based home inspections in the presence of and under the direct supervision of a New York licensed home inspector, professional engineer or architect who oversees and takes full responsibility for the inspection and any report given to the client. This is the fifth module of the 140-hour approved course.The field hours may be completed through the approved school, which issues a certificate, or arranged on your own, in which case you keep a log of each inspection and file it as Attachment A to the application. The log is subject to verification by the Department.
- Freedom from disqualifying criminal convictions.Conviction of a felony involving fraud, theft, perjury or bribery is among the grounds on which the Secretary of State may refuse a license under Real Property Law section 444-h.
Other ways to qualify
Each of these replaces the requirements above. You only need one.
100 supervised home inspections instead of the course
Instead of the 140-hour course, an applicant may qualify by having performed at least 100 home inspections, paid or unpaid, in the presence of and under the direct supervision of a New York licensed home inspector, professional engineer or architect who takes full responsibility for each inspection and report. The inspections are listed on the application's Attachment B experience log. The examination, the high school requirement, the fee and the insurance still apply.
- At least 100 home inspections, paid or unpaid, performed under the direct supervision of a New York licensed home inspector, professional engineer or architect, recorded on the Attachment B experience log.The log gives the date and address of each inspection and the name and unique ID number of the supervising inspector, or the supervisor's profession if an architect or engineer, and is subject to verification by the Department.
- High school diploma or its equivalent.
- Freedom from disqualifying criminal convictions.
Steps to get licensed
- 1Pre-license course. Complete the required pre-license course. On the education route, a Department-approved qualifying course of at least 140 hours, set by 19 NYCRR section 197-2.3: four 25-hour classroom modules, each ending in a final examination (structural, exterior and roof; interior, insulation and ventilation, and electrical; heating, cooling and plumbing; and the profession, New York license law and report writing), plus the 40 hours of unpaid supervised field training. An hour is 50 minutes of instruction, and a student absent for more than 10 percent of a module gets no credit for it. You file the original course completion certificates with the application. The Department publishes the list of approved qualifying schools; tuition is set by the school. Applicants who qualify on 100 supervised inspections do not take the course..
- 2Trade exam. Pass the destination's trade exam. Pass either the New York State Home Inspector Licensing Examination, given by the Department of State, or the National Home Inspector Examination, given by PSI for the Examination Board of Professional Home Inspectors. The state accepts either one on its own, and no state law and rules paper is added on top. New York's written examination results cannot be more than two years old when you apply..
- 3Exam fee. Pay the exam fee ($50) (if applicable). For the New York State written examination: $50 per attempt, set by Real Property Law section 444-f and paid at the test center by check or money order payable to the Department of State, or by MasterCard or Visa. Cash is not accepted and the fee is nonrefundable..
- 4Exam fee. Pay the exam fee ($225) (if applicable). For the National Home Inspector Examination instead: paid to PSI when you register online or by phone, per attempt, and nonrefundable; payment is not taken at the test center. The exam board's candidate packet lists $225 per test in most states and asks candidates to confirm the price when they register..
- 5Application fee. Pay the application fee ($250). A nonrefundable $250 fee that covers both the application and the license, which then runs for two years. Pay by check or money order payable to the Department of State, or by MasterCard or Visa on a credit card authorization form. Cash is not accepted, and a check returned by your bank costs a further $20..
- 6Insurance. Carry the required insurance ($150,000). General liability insurance of at least $150,000 per occurrence and $500,000 in the aggregate, required by Real Property Law section 444-k and 19 NYCRR section 197-1.1. A copy of the certificate goes in with the application, naming the Secretary of State as certificate holder and showing the insured, the insurer's name, address and telephone number, the policy number and the expiration date. The policy must require at least ten days' written notice to the Secretary before cancellation or nonrenewal takes effect. New York requires no errors and omissions insurance and no surety bond..
- 7Background check. Complete a background check. The application asks whether you have ever been convicted of a misdemeanor or felony, whether criminal charges are pending against you, and whether any license or permit issued to you or to a company you were a principal of has been revoked, suspended or denied. A yes must be backed by the court's certificate of disposition and the accusatory instrument, or the agency's determination, and any Certificate of Relief from Disabilities, Certificate of Good Conduct or Executive Pardon should be attached. New York does not require fingerprints for this license..
Published fees on this path total $250, excluding exam-vendor fees, bonds, and insurance.
Keeping it active
Every 2 years with 24 hours of continuing education per cycle and a $100 renewal fee.
24 hours of Department-approved continuing education within the two years immediately before each renewal; no renewal is issued without it. No course counts more than once in the same two-year cycle. A course taken outside New York that the Department has not approved can be submitted for credit review, and a licensee with a documented hardship may ask in writing for more time. Licensed architects and professional engineers are exempt.
The Department mails the renewal form about 90 days before the license expires, and you can renew from 90 days before the expiration date. The renewal fee is $100 for another two-year term, and your liability insurance must stay in force and on file.
Pre-license education
Where a board mandates a course before the exam, it publishes a list of approved schools. Confirm a provider is on that list before enrolling.
- Pre-license course
Exam preparation
Most boards contract PSI, Prov, or ICC for exams. Check which code edition the exam is written to before buying a prep course.
- Trade exam
Liability insurance
Some states require proof of general liability or workers' compensation coverage at licensing time.
- Insurance · $150,000
Continuing education
Renewals usually need approved CE hours, often on the latest NEC. Reciprocal licensees are rarely exempt.
- Continuing education
Sources for this section
- National Home Inspector Examination - Exam Overview Packet · Examination Board of Professional Home Inspectors · Other · verified September 23, 2026
- Become a Home Inspector - New York State Department of State · New York State Department of State, Division of Licensing Services · Agency Page · verified September 23, 2026
- Home Inspection Written Examination Information and Schedule - New York State Department of State · New York State Department of State, Division of Licensing Services · Agency Page · verified September 17, 2026
- Home Inspection Approved Schools and Education Information - New York State Department of State · New York State Department of State, Division of Licensing Services · Agency Page · verified September 23, 2026
- Home Inspector License Application (DOS 1694-f-a) - New York State Department of State · DOS 1694-f-a (Rev. 04/24) · New York State Department of State, Division of Licensing Services · Form · verified September 23, 2026
- Qualifying and Continuing Education - Home Inspectors - New York State Department of State · New York State Department of State, Division of Licensing Services · Agency Page · verified September 23, 2026
- Frequently Asked Questions - Home Inspector - New York State Department of State · New York State Department of State, Division of Licensing Services · Faq · verified September 23, 2026
- Renew or Update - Home Inspector - New York State Department of State · New York State Department of State, Division of Licensing Services · Agency Page · verified September 23, 2026
- Home Inspection Professional Licensing (March 2026) - Real Property Law Article 12-B and 19 NYCRR Part 197 · N.Y. Real Prop. Law 444-a to 444-q; 19 NYCRR Part 197 (Subparts 197-1 to 197-5) · New York State Department of State, Division of Licensing Services · Admin Rule · verified September 23, 2026
- N.Y. Real Property Law 444-e - Qualifications for licensure · N.Y. Real Prop. Law 444-e(1)(c), (3) · New York State Senate · Statute · verified September 23, 2026