Moving to Oregon as a residential contractor: every state's rule
Oregon has reciprocity agreements with 0 states. Everyone else follows its standard out-of-state path: endorsement.
Oregon residential contractor · “Construction contractor license with the Residential General Contractor (RGC) endorsement”
Statewide license
Issued by Oregon Construction Contractors Board (CCB)
Oregon licenses contractors statewide through the Construction Contractors Board, and under ORS 701.021 anyone who undertakes, offers to undertake or bids work as a contractor must hold a current CCB license and the endorsement that matches the work. The unusual part of Oregon's structure is that there is only one construction contractor license: what the applicant chooses is an endorsement, and the endorsement sets the bond and the insurance. The homes tier is the Residential General Contractor (RGC) endorsement, which allows an unlimited number of unrelated building trades on residential or small commercial structures and carries a $25,000 residential bond and general liability insurance of at least $500,000 per occurrence. Its narrower siblings are Residential Specialty ($20,000 bond, $300,000 insurance, one or two trades), Residential Limited ($15,000 and $100,000, for a business under $40,000 of gross sales a year and $5,000 a contract) and Residential Developer, and a license may carry one residential endorsement, one commercial endorsement, or one of each, in which case the contractor posts two bonds and carries one liability policy at the higher amount. The license is held by the business rather than by the person: a sole proprietor, partnership, LLC, corporation or trust applies, and it must at all times have at least one Responsible Managing Individual (RMI), an owner or employee who exercises management or supervisory authority over the construction activities and who has completed 16 hours of CCB-approved pre-license training and passed the Oregon contractor test. Oregon sets no net worth, working capital or financial statement test and no minimum trade experience for a residential endorsement, so a builder moving to Oregon applies as or for the business that will sign the contracts and names themselves as its RMI.
Every origin state
| State | Mechanism | Note | Verified |
|---|---|---|---|
| Alabama | Endorsement | 2026-09-17 | |
| Alaska | Endorsement | 2026-09-17 | |
| Arizona | Endorsement | 2026-09-17 | |
| Arkansas | Endorsement | 2026-09-17 | |
| California | Endorsement | 2026-09-17 | |
| Colorado | No credit | no state license to transfer | 2026-09-17 |
| Connecticut | Endorsement | 2026-09-17 | |
| Delaware | Endorsement | 2026-09-17 | |
| District of Columbia | Endorsement | 2026-09-17 | |
| Florida | Endorsement | 2026-09-17 | |
| Georgia | Endorsement | 2026-09-17 | |
| Hawaii | Endorsement | 2026-09-17 | |
| Idaho | Endorsement | 2026-09-17 | |
| Illinois | No credit | no state license to transfer | 2026-09-17 |
| Indiana | No credit | no state license to transfer | 2026-09-17 |
| Iowa | Endorsement | 2026-09-17 | |
| Kansas | No credit | no state license to transfer | 2026-09-17 |
| Kentucky | No credit | no state license to transfer | 2026-09-17 |
| Louisiana | Endorsement | 2026-09-17 | |
| Maine | No credit | no state license to transfer | 2026-09-17 |
| Maryland | Endorsement | 2026-09-17 | |
| Massachusetts | Endorsement | 2026-09-17 | |
| Michigan | Endorsement | 2026-09-17 | |
| Minnesota | Endorsement | 2026-09-17 | |
| Mississippi | Endorsement | 2026-09-17 | |
| Missouri | No credit | no state license to transfer | 2026-09-17 |
| Montana | Endorsement | 2026-09-17 | |
| Nebraska | Endorsement | 2026-09-17 | |
| Nevada | Endorsement | 2026-09-17 | |
| New Hampshire | No credit | no state license to transfer | 2026-09-17 |
| New Jersey | Endorsement | 2026-09-17 | |
| New Mexico | Endorsement | 2026-09-17 | |
| New York | No credit | no state license to transfer | 2026-09-17 |
| North Carolina | Endorsement | 2026-09-17 | |
| North Dakota | Endorsement | 2026-09-17 | |
| Ohio | No credit | no state license to transfer | 2026-09-17 |
| Oklahoma | No credit | no state license to transfer | 2026-09-17 |
| Pennsylvania | Endorsement | 2026-09-17 | |
| Rhode Island | Endorsement | 2026-09-17 | |
| South Carolina | Endorsement | 2026-09-17 | |
| South Dakota | No credit | no state license to transfer | 2026-09-17 |
| Tennessee | Endorsement | 2026-09-17 | |
| Texas | No credit | no state license to transfer | 2026-09-17 |
| Utah | Endorsement | 2026-09-17 | |
| Vermont | Endorsement | 2026-09-17 | |
| Virginia | Endorsement | 2026-09-17 | |
| Washington | Endorsement | 2026-09-17 | |
| West Virginia | Endorsement | 2026-09-17 | |
| Wisconsin | Endorsement | 2026-09-17 | |
| Wyoming | No credit | no state license to transfer | 2026-09-17 |
Getting licensed in Oregon from scratch
No license yet, or nothing that transfers? This is how Oregon issues a residential contractor license to a first-time applicant.
CCB license with the Residential General Contractor endorsement (16-hour training and Oregon exam)
Oregon issues one construction contractor license to the business, and the Residential General Contractor (RGC) endorsement lets it take on any number of unrelated trades on homes and small commercial structures. The business applies; you qualify it as its Responsible Managing Individual (RMI) by completing 16 hours of CCB-approved pre-license training and passing the open-book Oregon contractor exam through PSI. There is no trade exam and no experience requirement for a residential endorsement. The business then files a $25,000 residential bond and at least $500,000 of liability insurance on CCB forms and pays the $400 application fee.
The Board says online applications can take up to six weeks to process and paper applications six to eight weeks. The exam covers Oregon contractor law, contracts, employees, bidding and estimating, lien law, project management, business structure, building codes, jobsite safety, environmental factors, the building exterior shell, and financial management and taxes. Narrower residential endorsements exist: Residential Specialty ($20,000 bond, $300,000 insurance) for one or two trades and Residential Limited ($15,000 bond, $100,000 insurance) for businesses under $40,000 a year in gross sales and $5,000 per contract; both use the same training and exam. Electrical, plumbing, boiler and elevator work also needs a separate Building Codes Division contractor license, which requires the CCB license first.
- Trade exam
- Not required
- Law / code exam
- Required
- Exam given by
- PSI
- Exam format
- Open book
- Passing score
- 70%
- Typical processing
- About 42 days
- Renewal
- Every 2 years
- Continuing education
- 16 hours per cycle
Who can apply
- Be at least 18 years old.
- The business names you as its Responsible Managing Individual (RMI): an owner, officer, partner or employee with management or supervisory authority over its construction activities. An employee RMI may be listed on only one license at a time.
Other ways to qualify
Each of these replaces the requirements above. You only need one.
NASCLA commercial exam instead of the 16-hour training
An RMI who has passed the NASCLA Accredited Examination for Commercial General Building Contractors, whenever it was taken, skips the 16-hour training but still passes the Oregon exam. Email a NASCLA transcript to [email protected]; the Board then clears you with PSI to schedule the Oregon exam.
- Passed the NASCLA Accredited Examination for Commercial General Building Contractors
- Be at least 18 years old.
- The business names you as its Responsible Managing Individual (RMI): an owner, officer, partner or employee with management or supervisory authority over its construction activities. An employee RMI may be listed on only one license at a time.
Continuous Oregon licensure since before July 2000
A person listed on CCB records as an owner, officer or RMI of an Oregon-licensed business before 1 July 2000, and continuously associated with Oregon license numbers since then with no lapse of more than 24 months, qualifies as an RMI on those license numbers instead of the training and exam.
- Continuously associated with one or more Oregon CCB license numbers from before 1 July 2000 to the application date, with no lapse over 24 months
- The business names you as its Responsible Managing Individual (RMI): an owner, officer, partner or employee with management or supervisory authority over its construction activities. An employee RMI may be listed on only one license at a time.
Steps to get licensed
- 1Pre-license course. Complete the required pre-license course. At least 16 hours of pre-license training on business practices and Oregon construction law from a CCB-approved provider, completed by the RMI before the exam; the provider then sends the RMI's details to PSI so the exam can be scheduled. Providers set their own prices and the Board publishes no fee; the provider list is on the CCB website. Not needed on the NASCLA or pre-2000 routes..
- 2Law / code exam. Pass a law, rules, or code exam. Oregon contractor exam on laws, rules and business practices, given by PSI at test centers or by remote proctor: 80 scored multiple-choice questions in three hours, 70 percent (56 correct) to pass. It is open book with the Oregon edition of the NASCLA Contractors Guide to Business, Law and Project Management (2nd edition, English or Spanish), which may be highlighted, tabbed and annotated beforehand. Scores are given at the end of the test, a failed exam may be retaken without limit, and the license application must be filed within two years of passing..
- 3Exam fee. Pay the exam fee ($60). PSI exam fee, paid to PSI when scheduling; charged again for each retake and valid for one year from payment..
- 4Application fee. Pay the application fee ($400). Non-refundable CCB application fee for a new license, which covers the two-year license. Paid online by card or ACH/e-Check with the application..
- 5Surety bond. Post a surety bond ($25,000). $25,000 residential surety bond on the CCB's own bond form, in the business's exact legal name, with the power of attorney attached, filed with the application within 60 days of signing..
- 6Insurance. Carry the required insurance ($500,000). General liability insurance of at least $500,000 per occurrence, including products and completed operations, with the certificate naming Construction Contractors Board, PO Box 14140, Salem, OR 97309 as certificate holder..
- 7Insurance. Carry the required insurance (if applicable). Workers' compensation coverage if the business has employees. A sole proprietor with no employees, and a partnership, corporation or LLC whose owners are all family members, can file as exempt..
- 8Business license. Obtain a business license. A corporation, LLC, partnership or other entity that must register with the Oregon Secretary of State's Corporation Division must be registered, active and in good standing, and any assumed business name must be registered. The bond and insurance must be issued in the exact legal name on file..
- 9Background check. Complete a background check. The RMI completes a background check after the application is filed, and the CCB may run a criminal history check on all applicants. The application asks about construction-related judgments, unpaid construction debts, unpaid wages and workers' compensation penalties, and past license refusals or revocations in other states; unpaid construction debt blocks a new license for the owners and the RMI until it is paid..
Published fees on this path total $460, excluding exam-vendor fees, bonds, and insurance.
Keeping it active
Every 2 years with 16 hours of continuing education per cycle and a $400 renewal fee.
A newly licensed residential contractor needs 16 hours per two-year period: 3 hours of CCB laws, regulations and business practices plus 13 hours of other approved courses. After six years of CCB licensure this drops to 8 hours (3 plus 5). Hours can be taken by an owner, officer, RMI or employee, and the license cannot renew until the CCB has proof.
Pre-license education
Where a board mandates a course before the exam, it publishes a list of approved schools. Confirm a provider is on that list before enrolling.
- Pre-license course
Exam preparation
Most boards contract PSI, Prov, or ICC for exams. Check which code edition the exam is written to before buying a prep course.
- Law / code exam
- Exam fee · $60
Surety bond
A license or contractor bond is bought from a surety, not the state. Price is a small percentage of the bond amount and depends on your credit.
- Surety bond · $25,000
Liability insurance
Some states require proof of general liability or workers' compensation coverage at licensing time.
- Insurance · $500,000
- Insurance · if applicable
Business registration
If you plan to contract in your own name, budget for a business license or entity registration on top of the trade license.
- Business license
Continuing education
Renewals usually need approved CE hours, often on the latest NEC. Reciprocal licensees are rarely exempt.
- Continuing education
Sources for this section
- NASCLA Accredited Examination for Commercial General Building Contractors · National Association of State Contractors Licensing Agencies · Other · verified September 17, 2026
- CCB Frequently Asked Questions (application), updated 3/2026 · Oregon Construction Contractors Board · Faq · verified September 23, 2026
- Construction Contractors Board - Continuing education · Oregon Construction Contractors Board · Agency Page · verified September 23, 2026
- CCB License Endorsements chart · Oregon Construction Contractors Board · Other · verified September 17, 2026
- Oregon Construction Contractors Board Examination Candidate Information Bulletin (PSI) · Oregon Construction Contractors Board / PSI Services LLC · Other · verified September 23, 2026
- Construction Contractors Board - How to get a CCB license (9 steps) · Oregon Construction Contractors Board · Agency Page · verified September 23, 2026
- CCB Sole Proprietorship License Application · Oregon Construction Contractors Board · Form · verified September 23, 2026
- Construction Contractors Board - Licensing (bonds, insurance, public works bond) · Oregon Construction Contractors Board · Agency Page · verified September 17, 2026
- OAR chapter 812, division 3 - Construction Contractors Board licensing · OAR 812-003-0131, 812-003-0142, 812-003-0152, 812-003-0153, 812-003-0260, 812-003-0265, 812-003-0270 · Oregon Secretary of State · Admin Rule · verified September 23, 2026
- OAR chapter 812, division 6 - Responsible Managing Individual, pre-licensure training, and testing · OAR 812-006-0100, 812-006-0110, 812-006-0150, 812-006-0160, 812-006-0300, 812-006-0310, 812-006-0450 · Oregon Secretary of State · Admin Rule · verified September 23, 2026
- OAR chapter 812, division 22 - Continuing education for residential contractors · OAR 812-022-0010, 812-022-0020 · Oregon Secretary of State · Admin Rule · verified September 17, 2026
- ORS chapter 701 - Construction Contractors and Contracts (2025 edition) · ORS 701.005(16)-(17), 701.021, 701.042, 701.046, 701.050, 701.056, 701.063, 701.068, 701.073, 701.081, 701.084, 701.091, 701.098, 701.122 · Oregon Legislature · Statute · verified September 23, 2026